Setmefree's Diary: MFi5 journey

clarew

Wow what an amazing reduction in interest figures!! Seriously impressive. I am chuffed that mine has gone down by £1 a day since last year, ha ha....still way too high at £22 a day, but thats the joy of being sahm living in expensive london i guess. Relocation,relocation,relocation me thinks.

Well done you!

setmefree2

Hi Clare :hello:

We live in London and I used to be a SAHM too....best job in the world:D....my kids are in their teens now and still cost a fortune

Good Luck with your MF journey

Kind Regards

SMF2

RosieTiger

setmefree2 wrote: »

Interest April 2008 £743
Interest April 2009 £ 95:j

Daily Interest April 2008 £24.76
Daily Interest April 2009 £ 3.17:j

Excellent - fantastic reductions you are achieving. Good Luck.

setmefree2

Wanted to share my excitement. We're going on HOLIDAY

and we got a bargain:j

4 nights in Hilton Arc de Triomph in a family room (sleeps 4) using Hilton points £48. Yes £48:T for 4 of us!

4 return tickets on Eurostar £180 using airmiles woohoo:j

evab_2

Fantastic smf, hope you all have a lovely time - even better knowing what a bargin it is!

SmlSave

Yay for the HOLIDAY!:T and what a good deal too Will you bring us back pictures?

What have you been up to lately? I've missed seeing you around

setmefree2

SmlSave wrote: »

Yay for the HOLIDAY!:T and what a good deal too Will you bring us back pictures?

What have you been up to lately? I've missed seeing you around

It's half term. When my kids were small I would have been outside in the sun with them - this half term has mostly been about revision:o They are both out in the sun now - in the park with their friends eating

Hoping to get a chance to do an update sometime next week on our MF progress. The bad news is that MR SMF2 scraped a neighbour's car It's going through insurance companies, so it will probably effect our no claims status. Still mustn't grumble but a big fat to cars LOL.

Little_Mama

setmefree2 wrote: »

Wanted to share my excitement. We're going on HOLIDAY

and we got a bargain:j

4 nights in Hilton Arc de Triomph in a family room (sleeps 4) using Hilton points £48. Yes £48:T for 4 of us!

4 return tickets on Eurostar £180 using airmiles woohoo:j

Formidable! Quelle bonne affaire!

Hope you have the most fanstastic time, we were there in November and loved every minute.......even got some snow flurries when we were up in Montmartre

LM

setmefree2

I have updated page 1

• Interest for the month was £97. This time last year was £743 - so this increased our OP by £646 :j. Made an additional OP of £1000 so mortgage balance moved down by £2,318 :jin total.
• Net Debt now less than £10K
• Endowment - we have an endowment with Norwich Union which is due to mature May 2012. It has a guarantee and NU are supposed to give three years notice that they are not going to honour the guarantee. The three years has now past so hopefully they are going to honour the payout but we'll see..

• Filled up Cash ISA savings for the year.
• Pension Still sitting on the sidelines in cash

• Savings on Store Points since 1st Jan
  

Boots £120
Hair dresses (Local) £ 37
Sainsburys £ 7
Body Shop £ 23
Next £ 8
Homebase £ 21
Airmiles £36
Other £ 2

TOTAL £254

Hilton Saved £2248 !


Outstanding Points Balance
Boots £21
Sainsburys £68
Tesco £20

• The Use-it-up-Challenge

I'm continuing trying to use up my clothes, books, smellies, make up etc. So my spending on these is still low:D


Think that's it.....


Kind Regards

SMF2

evab_2

Well done smf fantastic figures especially the interest paid wow!

Ev x:D