£67,031.92 is a frightening number indeed....

Treadingonplaymobil

I am irrationally irritated with myself for spending a whopping £2 today, because it represented pure disorganisation (bottled water) and greed (sweets). Humph. I appreciate it's a tiny sum, but it's the first unplanned/unscheduled spend since LBM.

To Do today:
1. Social media while working. Done! And the people I was working with tagged me in something, which got me a few extra followers.
2. take packed lunch to where I'm working today. Done!
3. work on sock knitting. Not done.
4. BIGGEST CHALLENGE: resist the lure of the lovely big Waitrose next to where I'm working today. See above water/sweets. Managed to resist usual nice bath oils/reed diffusers etc though.

To do this week::
1. Look into changing bank accounts and decide whether we want the hassle (I rather like having all our accounts available under one login, not sure I want to open up three new accounts).
2. Make the statement payment to the barclaycard (it will come out by DD if I don't pay it manually, but I like to get everything lined up as early as possible so it makes my YNAB look prettier). Done!
3. List old unloved handbag on eb@y.
4. Order birthday presents for child 2 and child 3.
5. Plan birthday parties so anything needed can be ordered in.
6. Declutter one room - I feel like the clutter in the house is bothering me again, it's been building up over the past few weeks.Done! Going to attempt to get the kids' room done too by the end of the week.
7. Take lots of photos for social media at an event I'm going to on Thursday.

dottydebts

Treadingonplaymobil wrote: »

I am irrationally irritated with myself for spending a whopping £2 today, because it represented pure disorganisation (bottled water) and greed (sweets). Humph. I appreciate it's a tiny sum, but it's the first unplanned/unscheduled spend since LBM.

Just think of how far you have come since LBM for this to bother you! If anything, I would call it a mental victory and it shows just how much your attitude towards money has changed.

It's a well done from me!! :T

motivated

dottydebts wrote: »

It's a well done from me!! :T

And a well done from her .
Sorry silly sense of humour (Two Ronnie's)

TOPM imagine the damage you could have done if you wasn't now so :money:
M

[Deleted User]

Treadingonplaymobil wrote: »

I am irrationally irritated with myself for spending a whopping £2 today, because it represented pure disorganisation (bottled water) and greed (sweets). Humph. I appreciate it's a tiny sum, but it's the first unplanned/unscheduled spend since LBM

I think that should be classed as a victory, well done xx

Bobarella

It's so satisfying when your food budget is right isn't it!

Treadingonplaymobil

dottydebts wrote: »

Just think of how far you have come since LBM for this to bother you! If anything, I would call it a mental victory and it shows just how much your attitude towards money has changed.

It's a well done from me!! :T

I am definitely going to choose to see it like this! It is a big step forwards, it just felt like I didn't quite earn the virtual gold star that I wanted.

Treadingonplaymobil

Week 4: Day 4

Morning! I have an annoying couple of hours of very unprofitable work ahead (I quoted much too low a price when I was booked, in a moment of insanity, because I was trying to do someone a favour. Must remember to never do this). At least it should be done by lunchtime.

Haven't made any extra debt overypayment for a few days, must spend a bit of time budget wiggling later and see if I can pull something out of the bag.

My mission to improve the health of my business account is a lot slower this month, but it's getting there. I already have all of April's income in there, and I've got £40 of May's (I need £290 to cover essential business expenses and provide my minimum £120 income). I could really do with another decent booking or two in the next couple of weeks, as I'm aware that otherwise my excitement of being a whole month ahead will disappear and I will just be back to being hand to mouth with it again.

To Do today:
1. Social media while working.
2. take snacks to where I'm working this morning.
3. work on sock knitting.
4.NSD
5. Play with budgets this evening and try to make a small debt overpayment
6. spend a little time focusing on the smaller business to get in a little extra income.

To do this week::
1. Look into changing bank accounts and decide whether we want the hassle (I rather like having all our accounts available under one login, not sure I want to open up three new accounts).
2. Make the statement payment to the barclaycard (it will come out by DD if I don't pay it manually, but I like to get everything lined up as early as possible so it makes my YNAB look prettier). Done!
3. List old unloved handbag on eb@y.
4. Order birthday presents for child 2 and child 3.
5. Plan birthday parties so anything needed can be ordered in.
6. Declutter one room - I feel like the clutter in the house is bothering me again, it's been building up over the past few weeks.Done! Going to attempt to get the kids' room done too by the end of the week.
7. Take lots of photos for social media at an event I'm going to on Thursday.

Treadingonplaymobil

Well this morning was as unprofitable as expected, but in brighter news I got a delivery from a supplier this morning with three extra items in, and the supplier told me to keep them for free rather than arrange delivery back to them. The three items (which will be used for work over the next couple of months) will save me about £100 in total. I do love a freebie.

JoJoC

Excellent to get some freebies! Enjoy

Hope you can manage to avoid cut-price work in the future, it's so demoralising knowing you're putting loads of effort into work for virtually nothing.

Treadingonplaymobil

JoJoC wrote: »

Hope you can manage to avoid cut-price work in the future, it's so demoralising knowing you're putting loads of effort into work for virtually nothing.

Completely my own fault - it's a standard service that I offer (I am aware this makes me sound like a hooker. I am not, honestly), but I was really lacking in confidence in it for ages so priced really low, but I really need to realise that five years down the line actually I know what I'm doing in this area now and price accordingly!