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Get a grip !

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  • Skint_yet_Again
    Skint_yet_Again Posts: 8,445 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 16 June 2020 at 7:59PM
    Washing, work & walk in that order 😆 
    Walk was only 2 mins to park and 2 mins back but sat on a bench for 20 mins while the dog sniffed around 😊
    New water bill came today. Already pay £28.45 for waste water. Water supply is now £97.27 down from £105.19 last year ! 😁 

    Gammon & pineapple with salad & Savers coleslaw for dinner. I bought quite a few “savers” range from morresons and so far have been ok. 

    £300 moved to savings. Have £10 left until payday. Have posted DF a Father’s Day card bought in local shop before my fall. £1.40 and bought 6 stamps at same time, both paid from Xmas /birthday etc account. 


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    My goodness that's a cheap water bill 🤗
    Your budget allocation is well thought out and your three Ws got a few things done 😁
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,445 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 16 June 2020 at 8:48PM
    Total water bill is £97.27 (supply) and £283.69 (waste). Edit - total £380.96. 

    2 different companies. 3 bed house. Supply is paid over 8 months July to Feb. Waste is paid over 10 months April to December. How much does everyone else pay ? Is mine cheap ? 


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I had a bill which is still in envelope. I will check tomorrow. I have two companies too. Well done on walking and food sounds yum. Hope you did have a good day.
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I read it that your total bill was under £130 per year 🙈

    Mine is just over £326 (£142 ish supply, £172 ish waste) for the remainder of the CT year, but it's included in the council tax.
    I've only got 11 months of CT this year because of when I moved in. It's also been spread over 7 payments 🙈🙈 the council thought I wouldn't like to spread it over the remaining CT year 🤐

    We probably pay about the same if it was a normal 12 months bill for me!

    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,445 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    I read it that your total bill was under £130 per year 🙈


    Sorry my fault I didn’t make it very clear that £28.45 was current monthly amount 🤨

    Saw a friend yesterday for a nice socially distanced chat at the door. She brought me a mask 😷 to wear when I go to the hairdresser in July 💇‍♀️. I Have t worn one yet. I tried it on last night, it’s not a pleasant feeling, very hot after just a few minutes so not looking forward to wearing it for 3 hours during a cut & colour but needs must I guess! 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Does your hairdresser have a garden or car park that you can nip out to and take the mask off for a bit? They are not the nicest of things to wear and I never used to in an old job I had!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    What a great idea to have haircuts in the garden. I haven't even tried to make an appointment for July. My bonce is tied into a pony tail. My bob is gone!!!! 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    @savingwannabe I've not even looked into hairdressers and when they may open up here, although I am eyeing up the scissors. My hair is permanently plaited, only taken out to be washed twice a week, then redone again.

    So far there's no announcements up here about them, like there are in England. I will admit I don't wear one when I go out, but do follow social distancing, do contactless payment, have the butcher drop the shopping into my own bag without him touching my bag. As it's raw food his hygiene is a lot better than most with hand washing.

    Apologies for taking your diary off tangent SYA 🙈
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,445 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    My hairdresser does work from home so I will no doubt step into the garden a few times for a bit of air. She will be wearing gloves, gown, mask & visor. I have to wear mask & gown & use sanitizer hand gel. She rang me to book me in. I think she is eager on getting back to work for something to do & the money. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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