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Get a grip !
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Washing, work & walk in that order 😆Walk was only 2 mins to park and 2 mins back but sat on a bench for 20 mins while the dog sniffed around 😊New water bill came today. Already pay £28.45 for waste water. Water supply is now £97.27 down from £105.19 last year ! 😁Gammon & pineapple with salad & Savers coleslaw for dinner. I bought quite a few “savers” range from morresons and so far have been ok.£300 moved to savings. Have £10 left until payday. Have posted DF a Father’s Day card bought in local shop before my fall. £1.40 and bought 6 stamps at same time, both paid from Xmas /birthday etc account.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
My goodness that's a cheap water bill 🤗
Your budget allocation is well thought out and your three Ws got a few things done 😁Mortgage started 2020, aiming to clear 31/12/2029.2 -
Total water bill is £97.27 (supply) and £283.69 (waste). Edit - total £380.96.2 different companies. 3 bed house. Supply is paid over 8 months July to Feb. Waste is paid over 10 months April to December. How much does everyone else pay ? Is mine cheap ?0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
I had a bill which is still in envelope. I will check tomorrow. I have two companies too. Well done on walking and food sounds yum. Hope you did have a good day.Aiming for a minimal spend 20222
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I read it that your total bill was under £130 per year 🙈Mine is just over £326 (£142 ish supply, £172 ish waste) for the remainder of the CT year, but it's included in the council tax.
I've only got 11 months of CT this year because of when I moved in. It's also been spread over 7 payments 🙈🙈 the council thought I wouldn't like to spread it over the remaining CT year 🤐
We probably pay about the same if it was a normal 12 months bill for me!Mortgage started 2020, aiming to clear 31/12/2029.2 -
MovingForwards said:I read it that your total bill was under £130 per year 🙈
Saw a friend yesterday for a nice socially distanced chat at the door. She brought me a mask 😷 to wear when I go to the hairdresser in July 💇♀️. I Have t worn one yet. I tried it on last night, it’s not a pleasant feeling, very hot after just a few minutes so not looking forward to wearing it for 3 hours during a cut & colour but needs must I guess!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Does your hairdresser have a garden or car park that you can nip out to and take the mask off for a bit? They are not the nicest of things to wear and I never used to in an old job I had!Mortgage started 2020, aiming to clear 31/12/2029.1
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What a great idea to have haircuts in the garden. I haven't even tried to make an appointment for July. My bonce is tied into a pony tail. My bob is gone!!!!Aiming for a minimal spend 20221
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@savingwannabe I've not even looked into hairdressers and when they may open up here, although I am eyeing up the scissors. My hair is permanently plaited, only taken out to be washed twice a week, then redone again.
So far there's no announcements up here about them, like there are in England. I will admit I don't wear one when I go out, but do follow social distancing, do contactless payment, have the butcher drop the shopping into my own bag without him touching my bag. As it's raw food his hygiene is a lot better than most with hand washing.
Apologies for taking your diary off tangent SYA 🙈Mortgage started 2020, aiming to clear 31/12/2029.2 -
My hairdresser does work from home so I will no doubt step into the garden a few times for a bit of air. She will be wearing gloves, gown, mask & visor. I have to wear mask & gown & use sanitizer hand gel. She rang me to book me in. I think she is eager on getting back to work for something to do & the money.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12
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