📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Get a grip !

1124125127129130476

Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Well done, what would we do without the internet to save us money. I feel so sorry for people that do not have the internet to do this.
    Aiming for a minimal spend 2022
  • I agree SW, it seems completely unfair that the people who most need that savings that the internet offers (pensioners and low income families) are the least likely to be able to afford to have access to it :( The difference between what all the different companies charge for exactly the same cover is bonkers (but nice job Skinty on savings!)
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,520 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 13 April 2019 at 11:14PM
    Had another good saving today. I am so lucky DF is gifting me some money and the fridge freezer I want has £50 off :) so I have ordered it to arrive on Friday yay ! No more fixing my broken one with a hairdryer :D should have enough left to get a new pair of walking shoes and some new socks as mine all have holes :o He has also given me his old TV as he has a new one and his old one is bigger and better sound quality than mine :T

    I got up to feed puppy dog at 6am and I realised I forgot my young nieces birthday on Monday but had a card in my stash 59p and a first class stamp so I went to postbox in my pj's at 6.30am :o hopefully should arrive on time.

    I went back to bed for a few hours then I took puppy dog for a run around the field this morning. Did some tidying and dishes and hoovered dog carpet & kitchen tiled floor. DF has arrived and bought us all Chinese for tea. DS walked the dog this evening so I had a nice relaxing end to the day.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,520 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 16 April 2019 at 10:53PM
    Wow we have been so busy I'm exhausted :rotfl:

    Sunday was nice and relaxing though. DS and his gf took me and DF out to a lovely country pub for Sunday lunch which was lovely. DS paid :D

    Monday was spent preparing the front forecourt for cementing and getting supplies. DF also fixed the front porch for me. I held the ladder and passed the screws. :p I also dropped off some old clothes at the clothes bank and popped into morresons.

    Also my co2 detector died and the battery on my smoke alarm ! I am undecided which co2 detector to get and have looked at a few online. DF cut the grass for me while I walked the dog.

    Today after I walked the dog we went into town to sort money transfer. I treated myself to a small bottle of perfume from next £4. Then another trip to diy store for more cementing supplies and a new battery for my smoke alarm plus a quick trip to tesco. We are trying to buy food as needed to run down stocks for my new fridge freezer coming Friday.

    DF put some wood filler on the doorway (chewed by puppy dog !) and fixed the dado rail (chewed by dog!). He also managed to salvage the handle off a broom with no bristles onto a broom with a broken metal handle which I use for scrubbing the patio. Very MSE ;) saves me buying a replacement and the broken bits can go to the tip when we go later in the week.

    Tomorrow morning we are cementing as long as it's not raining and I am going to lunch with a friend as it's her birthday. I have a card from my stash and a fox mug she wanted £4.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Crumbs have you been busy or what?!!!!Hurrah for new fridge freezer at a good price. Your dad and DS sound marvellous. They are busy bees all helping you I am so glad you deserve it. I hope the building work is quick to do as it is quite stressful.

    Yay to Chinese food. All I am eating is crackers lol.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I have 5 days left of my holiday. My parents come tomorrow. I am so happy and the weather is going to be nice.

    I ate a normal breakfast this morning and am still holding it down hurrah. All is well.
    Aiming for a minimal spend 2022
  • Concreting the patch of front forecourt floor went well yesterday. Thankfully it was only a small patch ! I did the fetching of tools and water :D

    Lunch was at local pub. Friend liked her card and present. We had 2 meals for £9.99 I paid for her birthday but she bought drinks £5. I treated us to a child's dessert each, gooey chocolate brownie & ice cream £1.15 each. They brought hers out with a candle in it :rotfl:

    Somehow we managed to lose my front door key :o:( not sure if I lost it walking puppy dog as DF was out starting concreting when I got back and the front door was open so I don't remember hanging it up. But DF went to my car to get bags of stone and heard a splash in the street drain which he thought was a stone but coułd have been the door key & may have dropped it as it wasn't attached to my car keys. Either way I have to get a new front door lock & keys today £10.99 from screw fix so not too expensive ! Just a bit of a pain.

    Trip to tip today. DS & gf walking puppy dog. Going out for food with DF later when DS gone to work. Hope it's sunny again today.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I am sorry about the key it may still turn up (probably after you have paid for a new one though as that's happened to me before!). Well done on front part of house that has saved you loads. The weather is lovely today. I hope you get to have a lovely walk.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,520 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 19 April 2019 at 6:28AM
    Door lock replaced & 3 keys £10.99 peace of mind - priceless. At least I know no one unwanted can let themselves in.

    Trip to tip - Declutter week 16. Old hosepipe, bits of wood, dug out dead tree trunk, old footstool had for over 20 years never got round to covering, old broken chest drawers, dog chewed bookcase, broken co2 detector, broken bits of sweeping brush, couple bags soil dug out from front forecourt now concreted.

    Took DF to weetherspoons for curry day to say thanks. Curry, rice, nan bread & popadoms plus drink £8.05 each. We had a walk round the marina after in the warm sun. Then popped into town so DF could sort some banking and I got some clips for DS for his fresh coffee bags 75p in wilko (£2.50 in WH Smith !) and a leg of lamb half price in tesco £12.02. We will have a roast on Sunday with DS & gf before DF heads home on Monday. If the weather's too hot we will have roast lamb with new potatoes & salad rather than a full roast.

    Have ordered a new paddling pool for puppy dog £12 should arrive next week. This one is solid plastic so she shoułdnt be abłe to make a hole in it :rotfl:
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hurrah for yum curry. Hurrah for all of your family's hard work. It sounds like you have a new house. Weather is glorious here bet it is nicer by you. :j:j:j Enjoy it.

    You should have ordered a hot tub for yourself as well as a pool for lil puppy. :j
    Aiming for a minimal spend 2022
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.