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NST February Challenge : A Winter Voyage

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  • Hi turtles,

    Captain Abundant we have seen an advisor and he assured us that we will be able to borrow enough to buy the house we are currently renting, once DH has 3 months work behind him and we have cleared the cc. We already own a house but it was getting too small for us, and children were getting too old to share a room. We weren't in a position to buy on at the time so we rent it out whilst we rent elsewhere.

    Only 1 NSD so far, due to fuel, weekly shop, and car insurance spends. Car insurance was around £1 under budget and I have a new teddy on the way (sold the last one for £60!). My 'everything else' budget is currently at £111.16/£300. Cars are both fuelled and the freezer and cupboards are full.

    Stock take completed and meal plan done for the next 3 weeks. Have cooked up 3 lots of rations for work lunches, and 2 lasagnes for later in the month. Will hopefully manage some more batch cooking tomorrow.

    Today I am grateful for:
    Rugby season
    Cuddles with my babies
    A busy week for my business orders
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Well I managed to stick to my budget last night while I was out with the girls but today spent £11.07 on hangover related food and juice :o. I've taken the money out of the food budget and will just have to be more careful with what I buy foodwise for the rest of the month.

    Yesterday I was grateful for lovely catch ups with my gran and then my friends, a yummy tea at a tapas place and getting the night bus home thus saving on taxi fare.

    Today I'm grateful for surviving the day, the rain stopping before I had to leave the house and having good things to watch on catch up.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ahoy Shipmates!

    Spent again today on a new lippy (personal spends), DH bought a T shirt (his personal spends) and on some beer, desert and a few groceries that I had run out of and are essential on my eating plan e.g. frozen raspberries and almond milk. Also bought 6 weeks supplies of protein bars for my eating plan and oh my they are good, I feel I am eating something really indulgent but less than a gram of sugar and a gram of carbs each. Shame I can't eat them every day. ;)

    I bought tickets for Lego Batman earlier in the week but now DH has to work next Saturday so I will be taking DS and DFIL instead of DH.

    We have had a lovely evening with DPIL where we watched the rugby and shared a Chinese takeaway. We paid for the Chinese and fully intended treating DPIL but when DH gave them a lift home DMIL insisted on giving DH far too much money to pay for the Chinese.

    Today I am grateful for:

    1) The recipes on my new eating plan which are delicious
    2) Sharing an enjoyable evening with my generous DPIL
    3) A rest day
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Calling the onion bhajis are 3 small/medium onions - finely sliced, one sweet potato - grated, two medium eggs, 1tsp of cumin seeds/powder, garam masala and coriander, plus salt and pepper. Mix it all together and put dollops onto grease proof paper. Spray with frylight or brush with oil, cook in oven for 20-30 minutes, turning half way through and applying more frylight/oil.

    Spendy day today - hair cut, cinema and food shop. Today iv grateful for:-
    - an easy friendship
    - having my own home
    - having enough motivation to get done stuff done
    - the sunshine
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Ahoy Cap'n Abundant and crew!

    Thank you Cap'n for such wonderful posts and encouragement!

    Had a bit of a lie in today in my bunk then got up, whizzed around swabbing the desks and splicing mainbraces (well I think that's what I did!)

    Rowed ship's dinghy to shore for my leave and went to lunch with some landlubbers! Enjoyable food and wine - was in there ages and had such a good laugh. They are some of my oldest friends - we all worked together locally when we were in our 20s and have always stayed close. Ended up costing £40 each with tip - it must have been all the wine consumed! When I got back to ship I fell face first into the nearest hammock and passed out ( what shall we do with the drunken sailor!).

    Lazed on bunk tonight and watched the hunky Tom Hardy in Taboo! Perhaps the Cap'n can sign him up as a crew member......:D

    Today I'm grateful for:
    - lovely, lovely lie in instead of getting up at 6.00am!
    - Good friends;
    - Tom!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • lozzy81
    lozzy81 Posts: 275 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Ahoy Turtles,

    First spend of the month today, bought two hot chocolates while at the cinema, have a cineworld card so didn't cost anything, but couldn't stop myself, maybe a flask next time?

    Going to have to go food shopping tomorrow for the week so won't be a NSD but weekends are always the same :(

    Thankful for family
    Thankful for a warm house

    :beer:
    Virtual sealed pot 2019 member #6 :j
    £0.00/£200 :)
  • Moll
    Moll Posts: 454 Forumite
    Part of the Furniture 100 Posts
    Not sure I am a candidate for SW but curious about onion bhajies? Onions 29p Lidlee bought lots was going to make French onion soup but doubting if a beef stock cube would be good enough.



    Calling 14 this might help

    http://witwitwoo.com/2016/05/30/slimming-world-onion-bhajis/
  • Moll
    Moll Posts: 454 Forumite
    Part of the Furniture 100 Posts
    edited 5 February 2017 at 1:12AM
    Had a good day today settling into the voyage now. Had my first NSD , couldn't really start till today with DH being in hospital so im playing catch up. Did a big walk and got an hours exersize this morning towards the weight loss goal . Dad brought a H-U-G-E- loaf of bread this morning that he had made , Lord knows what he shoved in this one but it was like something from Land Of The Giants, I quickly cooked a stew with ingredients from the freezer and we all sat and ate dinner together,
    Thankyou Captain Abundant for looking after us . Forgot to say my lucky charm is a big sea shell that I have on my computer desk . My 4 year old GD uses it as a telephone to talk to the mermaids, Makes me smile every time I look at it and think of her .


    Today im grateful for
    Having my family
    Having my shipmates on here to keep me going
    Receiving an unexpected package of letters from an ad I put in a magazine for new pen pals.
  • nannygladys
    nannygladys Posts: 3,235 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone

    Having one of my can't get to sleep nights, so thought I would do a catchup.

    Had a spendy day today (Saturday) but not very much, just needed some veggies for dinner and a couple of treats as dd and dgd are coming for the day tomorrow and I like a few bits in.

    Had a quiet couple of days, done the housework and washing, some sorting out and quite a bit of crafting, I made a start on this year's Xmas cards and some knitted stuff, also started to cut squares for a quilt I want to sew for a Xmas pressie, it takes me ages to complete them and digging season is nearly here and then I won't have so much spare time.

    That's about it from me, I think I will make myself a hot drink and go upstairs although not feeling very tired yet!!
    Nannyg
    £1 a day 2025: £90.00/365 Xmas fund
  • nannygladys
    nannygladys Posts: 3,235 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh by the way

    4 sfd
    15.35 grocery spend

    Grateful for
    1. Not having the heating on until quite late.
    2. Being healthy ( 26 yr old lad next door has had a brain op this week to stop bleeding - no apparent cause!!!!),
    3. Finding chocolate that wasn't opened at Xmas, it's quarter gone already.
    Nannyg
    £1 a day 2025: £90.00/365 Xmas fund
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