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Debt Demolisher

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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,067 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Good advice motivated and glad it seems to be working out for you.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • motivated
    motivated Posts: 3,044 Forumite
    Part of the Furniture 1,000 Posts Photogenic PPI Party Pooper
    debtaghh wrote: »
    Thanks for your pm. I am hoping I replied as I pressed send but can't see it in my sent folder!

    Yes I got it thanks and replied. Hopefully you will find a way that works for you :)
    enthusiasticsaver wrote: »
    Good advice motivated and glad it seems to be working out for you.


    Thank you ES. A far cry from where I was 18 months ago :rotfl:
    M
    Emptying my lake with a teaspoon
  • Dot.007
    Dot.007 Posts: 11 Forumite
    It makes me feel warm inside reading positive stories, sometime that's exactly what I need when I am scared to leave my bed in the morning
  • motivated
    motivated Posts: 3,044 Forumite
    Part of the Furniture 1,000 Posts Photogenic PPI Party Pooper
    Dot.007 wrote: »
    It makes me feel warm inside reading positive stories, sometime that's exactly what I need when I am scared to leave my bed in the morning


    I too was scared to even look at the postman let alone see what he was bringing me. :o

    Now I'm like you can't have what I don't have and you will get your money just a bit slower.

    Do you mind if I ask what you're scared off Dot?
    Emptying my lake with a teaspoon
  • jools1985
    jools1985 Posts: 336 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Your diary really is inspirational. I'm teetering on the verge of going for a DMP but I have so many wobbles about it. Maybe your diary will give me the courage to just go for it.
  • motivated
    motivated Posts: 3,044 Forumite
    Part of the Furniture 1,000 Posts Photogenic PPI Party Pooper
    jools1985 wrote: »
    Your diary really is inspirational. I'm teetering on the verge of going for a DMP but I have so many wobbles about it. Maybe your diary will give me the courage to just go for it.

    Hi jools

    I know the feelings well. But once we made the decision we've never looked back.

    Good luck
    M
    Emptying my lake with a teaspoon
  • Cherryfudge
    Cherryfudge Posts: 13,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Love that you are planning a holiday to look forward to. You deserve it :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
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  • motivated
    motivated Posts: 3,044 Forumite
    Part of the Furniture 1,000 Posts Photogenic PPI Party Pooper
    Cherryfudge wrote: »
    Love that you are planning a holiday to look forward to. You deserve it :)

    Thanks cherry

    I think I deserve it too :p

    It won't be extravagant but a break away at least
    M
    Emptying my lake with a teaspoon
  • DMP_Tiger
    DMP_Tiger Posts: 182 Forumite
    Second Anniversary
    I actually think that with the pressures of modern day life, a holiday once a year is no longer a luxury and is pretty essential for our mental well-being.

    It is harder now, of course - it was much easier pre DMP when we could just put it on the credit card :rotfl:
    August 2018: Secured Debt £70,003 Unsecured Debt (DMP) £34,657 Total £104,660 DFD: March 2031
    January 2019: Secured Debt £68,269 Unsecured Debt (DMP) £34,457 Total £102,726 DFD: March 2031
  • motivated
    motivated Posts: 3,044 Forumite
    Part of the Furniture 1,000 Posts Photogenic PPI Party Pooper
    DMP_Tiger wrote: »
    I actually think that with the pressures of modern day life, a holiday once a year is no longer a luxury and is pretty essential for our mental well-being.

    It is harder now, of course - it was much easier pre DMP when we could just put it on the credit card :rotfl:

    :rotfl:

    The times we did that aswell :eek:
    Emptying my lake with a teaspoon
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