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Get a grip woman!

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Comments

  • Suffolk_lass
    Suffolk_lass Posts: 10,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A bit quiet here but we have been busy. My usual catch up slots on here have been taken by compost (two tons, delivered, spread and still a bit stinky, hoping it rains!!), bees - study group and Asian Hornet preparations (the first of the year already flying in Hastings yesterday) and domestic stuff like dog vaccinations and health check, and researching dog-friendly places to eat when we are on Skye in April. And this morning I am baking bread which needs knocking back...
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • lucielle
    lucielle Posts: 11,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Whereabouts are you staying on Skye?  L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Suffolk_lass
    Suffolk_lass Posts: 10,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 January 2024 at 4:26PM
    Three houses in Portree this time... that is to say, we are in one of three the group are renting
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • KajiKita
    KajiKita Posts: 9,043 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    That carpenter sounds like a bit of a find! 🤩 Not that I am biased at all! 😉😂
    I’m intrigued by the honey warming cabinet …. Is that to ‘melt’ it down after it’s crystallised in storage?

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 7,639 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Impressive work there!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 97,501 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done you!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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