📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Get a grip woman!

1310311313315316383

Comments

  • rtandon27
    rtandon27 Posts: 5,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh my SL that is a heck of a lot! I was begrudging 300 a year for our little place - I shall be counting myself lucky now!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    We're late with a couple of things this year too SL.  You can only do what you can do.

    I am sure you will find a buyer - your house sounds wonderful.  It will be the perfect home for someone out there.  It doesn't sound as though your agents are working very hard for you though - have you signed a contract with them yet?

    Fortune x

  • Suffolk_lass
    Suffolk_lass Posts: 10,318 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We're late with a couple of things this year too SL.  You can only do what you can do.

    I am sure you will find a buyer - your house sounds wonderful.  It will be the perfect home for someone out there.  It doesn't sound as though your agents are working very hard for you though - have you signed a contract with them yet?

    Fortune x

    Aww thanks @Fortune_Smiles, we hope so. I think you are right about the agent. We did sign a contract with them (20 weeks) but it is for off-market marketing, with our choice whether we step up to full internet presence, so our neighbours don't see us on Rightmove (and only the three we have told, know anything about the possibility, assuming I have gauged correctly about potential jungle drums).

    I think personally, that one of the issues is that quite literally, every time a thatch fire occurs, anywhere, it is reported upon as catastrophic. Whereas other house fires might warrant a mention, they rarely evoke such reports, in detail, of the catastrophic impact - and guess what? it puts people off. My friend burned down the loft, 1st floor and roof of his by using a hot air paint stripper in the roof-space, and setting fire to some cobwebs and paper up there. It really does depend what people are doing.

    Our insurance conditions are more extensive but literally the only one that would not apply to a conventional build is the requirement to not have a bonfire within 50m. It isn't rocket science, as they say.

    Even the agent was surprised we were an EPC rating of C. Anyone who lives in a thatched place knows that the insulation properties are excellent. Warm in winter, cool in summer. And the old rats in the thatch saying? - yes, in a straw thatch. Not sure about reed though. We have reed, waterproof membrane and fire boards up there too - blimey, listen to the defensive sales pitch!

    Actually - do your research is what we say. Low ceilings? Only stepping through ancient doorways and under certain beams. We always sit tall people away from the beam in the dining room so they miss it when they stand up, and the sitting room is called that for a reason. Even DS's 6'7" friend can't reach the ceiling when he is sitting down... and it does make changing lightbulbs a whole lot easier!  B)
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • We are an old cow shed with beams everywhere.  We love old houses with character.  Others prefer a newer more modern build of course but each to their own.  There will be a buyer out there who your house is perfect for.  And, when they fall in love with the house, they'll do some proper research rather than reading the tabloids.

    Fortune x

  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think older unusual houses are an issue.  Everyone knows what a modern box on a housing estate will look like and seemingly lots of people want them but for the single unique house you just need someone to look and fall in love and everyone falls in love with different ideas and properties (and even men!).    It has always seemed to me that the problem with the older ones is that each is so unique you have nothing to compare with so it is a heart decision. Yours sounds lovely and I am sure a buyer will snaffle it up.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,070 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Interesting you are going for solar panels as we had a company come round the other day.  Still waiting for a quote but given we are in a fairly well insulated modern detached 4 bed I think it will take too long to recoup the cost as we are early 60s now.  As you are selling anyway are you hoping the panels add value to the property? How do they even install them on a thatched roof? 

    Good luck with the move and hope you find a buyer soon.  It sounds like a lovely property but obviously the insurance is  a tad expensive. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • themadvix
    themadvix Posts: 8,807 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I think you're very brave (or....something) trying to do it in these winds SL! 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Suffolk_lass
    Suffolk_lass Posts: 10,318 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We only stripped it yesterday, the new strips need it to be fine and calm. Hopefully this afternoon as it has stopped raining.

    In other news, when I brought DH's plate out to the kitchen last night I noticed three ant running around. Another thing to sort out...

    I received the invoice for the first 25% of the solar installation yesterday so have paid that today. Credit card bill tomorrow, then the other 75% on Thursday. Then next week it will be settlement of the house insurance. March is always expensive, but with the workshop roof on top of the solar installation, particularly so this year. Thank goodness for emergency funds and TT savings pot!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.