Get a grip woman!

themadvix

I imagine it's very warm and cosy in your greenhouse - and away from the real world too! I don't blame you for spending a lot of time in there. 

I love that the 'drug' of choice in your village is flour! I can just picture the furtive residents dropping off their bags of cash in exchange for white powder! 

enthusiasticsaver

Suffolk_lass said:

Conscious that I have gone a little quiet - we are fit and well but really busy in the garden. I have planted more courgettes so I can share a couple with neighbours and lots of brassicas. Next I need to rig up my toilet rolls in a pot, filled with compost to start carrots and parsnips. I am hopeless a thinly sewing seeds so a few trays in the new greenhouse are working for us. The rest of the non consumable garden is a bit of a nightmare with rabbits chomping lots of new growth and my Canterbury bells ground cover is now just a stumpy wasteland.

DH has been doing our shopping and dare I suggest, he is quite enjoying it in these greater space times. He insisted he was less of a risk than bringing DS in from the next town to help, as he is working in a residential facility and is therefore exposed to the germs of everyone who lives or works there. He has a point but he does have the male in his sixties, blood group A risk thing going round in my head.

I cannot imagine what did it but I had a very upset tummy yesterday. I won't go into details but we ate the same but only I was affected.

Money is at that plodding point. So dull. I am resisting the urge to overpay the mortgage at the moment and letting the money build up a bit in the instant saver but I can't let that go on for too long. I might have to buy some premium bonds or something as the interest rate is less that 0.01 now. I can't put it in a long term option (as much as 0.8% woohoo) as it includes our emergency fund. I suppose I could put half in there... decisions, decisions

I know this was a while ago SL but have you checked out Marcus for your instant savings. The interest rate has just dropped to 1.3% but better than 0.01% and instant access within a few hours. If the mortgage is more than that I would overpay the mortgage more obviously so long as you keep emergency savings. 

trix-a-belle

loving the observant nature of DH!
i'm doing really well with the scatter braining today, but at least its giving me a trip out tomorrow along with the supermarket jaunt

Suffolk_lass

enthusiasticsaver said:

Suffolk_lass said:

Money is at that plodding point. So dull. I am resisting the urge to overpay the mortgage at the moment and letting the money build up a bit in the instant saver but I can't let that go on for too long. I might have to buy some premium bonds or something as the interest rate is less that 0.01 now. I can't put it in a long term option (as much as 0.8% woohoo) as it includes our emergency fund. I suppose I could put half in there... decisions, decisions

I know this was a while ago SL but have you checked out Marcus for your instant savings. The interest rate has just dropped to 1.3% but better than 0.01% and instant access within a few hours. If the mortgage is more than that I would overpay the mortgage more obviously so long as you keep emergency savings. 

I don't know why but I had assumed Marcus was an App account but I have looked this morning on the back of your post and may well do some shuffling.

I have also been trying to open a Britannia BS cash ISA - did it all online then they posted forms to me to sign. Sent them back and got them back again a week later - same forms, same letter, another blank Cash ISA transfer form (I had written not applicable on the first) no work of explanation - sent it back again and wrote across the transfer form that the account I identified to transfer from is not an ISA account, it is an instant savings account within the same (Coop) banking group. I added a separate A4 sheet suggesting that it would be helpful if they wrote what they were expecting that I had not done, rather than anonymously sending back the identical paperwork as I could not identify an omission or mistake. Still not actioned. Almost a month's interest missed out on now.

DH did not buy everything on the list. He missed out chocolate Noooo! Actually probably a good thing.

themadvix

How frustrating about the ISA - not good service. 

And no chocolate - that is a disaster at the moment! 

Suffolk_lass

All is harmony. Son called to say he has four shifts this week (flexible has meant zero for most of the lockdown) so I cheekily asked if he could get the right (organic) milk and look for clotted cream, buttermilk and galaxy chocolate. He came over with the milk, chocolate and a pot of extra thick cream (a good substitute) and took away a jar of lasagne sauce, a jar of white lasagne sauce and two packs of cheese. He also departed with a sheet of that reusable baking protector, a roasting pan with lid, a rack that fits the roasting tin and a baking sheet - a veritable raid on my cupboards! 

"How do you make Yorkshire pudding? What are the proportions for a sponge cake? How long should I roast the chicken for?" - these were the questions while he was here. As we answered he reminded himself they are probably part of the (exercise) recipe book of essential things to know that I wrote for him when he first left home. That was seven years ago and now it is coming in useful!

Busy_Mee

Our DS shops in our cupboards too. Mr Mee went round to DS house to mow the lawn whilst he was at work and discovered where half our gardening tools were.....in  his shed ! I asked Mr Mee if he had brought them home and he said no he didn't just like to take them ! If only our kids would show us the same courtesy.
I wish I lived nearer....£1.20 for 2 kilos is cheap for bread flour. I am paying £1.99 at the pop up shop at the garden centre. Still I am supporting a small businesss.

Busy_Mee

PS I have just opened a Marcus 1 year fixed rate account  @ 1.45%

greent

goes off to investigate Marcus after receiving yet another advice of rates going down so low as to be virtually nothing....

Suffolk_lass

I made sure three of the households I organised to get F&C aware that none for the next two weeks (I did not get them, just included people who are not online, and collected and paid their money) and in the course of a conversation with the lady who lives alone, I found myself offering to take cake round today for afternoon tea, so I have been up since 05.30 and have made scones (Delia), shortbread (Paul H) and lemon cakes (Mary . The shortbread mix is chilling and the lemon tray bake is in lined loaf tins (so I can top it with icing without it running everywhere). I might even get dressed in a minute!