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To Divorce or not Divorce...that is the question

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  • Hippy or not, I'd be getting back on that pension scheme :/

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • justme111
    justme111 Posts: 3,531 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Why? Pension credit /state pension that the guy will get in old age without any pension schemes may be more than what he gets now.
    The word "dilemma" comes from Greek where "di" means two and "lemma" means premise. Refers usually to difficult choice between two undesirable options.
    Often people seem to use this word mistakenly where "quandary" would fit better.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I wouldn't rely on Pension Credit - it's being phased out.
  • justme111
    justme111 Posts: 3,531 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    This chap lives his life seemingly not relying on anything. There would be whatever assistance for destitute in old age and with his lifestyle now it looks like he is not going to experience huge if any drop of income then. When on pension board people state categorically how everyone needs pension it grates on me how they forget huge percentage of population on low wages/without employment that taking into account their expenses now will probably be better off on state pension than during their working life, taking into account no more child expenses or mortgage.
    The word "dilemma" comes from Greek where "di" means two and "lemma" means premise. Refers usually to difficult choice between two undesirable options.
    Often people seem to use this word mistakenly where "quandary" would fit better.
  • Person_one
    Person_one Posts: 28,884 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Mojisola wrote: »
    I wouldn't rely on Pension Credit - it's being phased out.

    I wouldn't rely on anything for a retirement that's more than 20 years away, to be honest!
  • Dird
    Dird Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    edited 27 January 2017 at 3:15PM
    I would just do it now. While you don't feel that way now you could meet someone new in 5-10 years time and want to get married. At that point you may have no idea where your current-wife is living to finalise a divorce
    Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
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  • System
    System Posts: 178,344 Community Admin
    10,000 Posts Photogenic Name Dropper
    Many years ago Mum applied for a credit card. She got turned down because the man she was living with had unbeknown debts.

    When he was married before, he trusted his wife with the money he gave her to pay the rent but she stopped paying.

    They separated.

    Fast forwards and now my StepFather had married my Mum and she wanted a credit card but she couldnt because my StepFather had debts he didnt know about.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Primrose
    Primrose Posts: 10,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've been Money Tipped!
    Imagine a scenario five years down the road where you suddenlly and unexpectedly meet a new love of your life. Stranger things have happened! Untie the knot now and get your life tidied up.
  • solen
    solen Posts: 49 Forumite
    Part of the Furniture Combo Breaker
    More importantly than the financial aspects, she is next of kin whilst you are still married and this could be an issue in medical situations.

    Many years ago a friend had a very serious accident and they called his ex wife, they had been living separately for years, but never divorced. His current partner was not allowed in and it got to a point where the ex was asked to make a decision about switching off the machines. The current partner had to fight to be recognised and involved in the decision.

    Fortunately he survived, got divorced and now happily married.
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    I haven't read through all the thread, just got back online after 3 days off.

    Your marriage is valid in the UK i.e. it is valid in the country in which you were married. You can't just ignore it and say it didn't happen.

    You can get divorced and that might be your best option.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
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