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Woohoo - 5/5 at last !
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DesperateSusan
Posts: 82 Forumite
I just checked my Noddle credit report - I'm at a 5 / 5! Take a look ...

The last 8 years have been a struggle - dealing with debt collectors and credit card companies. Add a divorce into the mix.
I must admit I shed a tear or two when I saw that 5 / 5.
Sue

The last 8 years have been a struggle - dealing with debt collectors and credit card companies. Add a divorce into the mix.
I must admit I shed a tear or two when I saw that 5 / 5.
Sue
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Congrats! Not that this means much, like you I take great pleasure in trying to get my score as high as possible! That noddle one is tough to get up!0
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The link "what does this mean" should lead to a video clip from Edwin Starr* singing "War" cut to the point where they say "absolutely nothing"
https://www.youtube.com/watch?v=dpWmlRNfLck&feature=youtu.be&t=9s
Well done but the score is just a marketing gimmick to sell you services (that they provide) to "improve" the score (that they also provide)
*Better than The Temptations imhoSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Just to show you how pointless the scores are, it appears that from 596 to 632 you can jump 2 bands from a 3 to a 5. So 36 points difference.I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0
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And drop to 541 and you drop two more bands down to a 1/5
Less than 100 points between a 1 and a 50 -
612 is a 4/5
Anyone would have thought I'd bought a car recently or something LMAODFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
Have never been a 5/5, just assumed it didn't happen unless you took them up on Noddle improve. I'm usually a 4/5 but dropped to a 3/5 on my last report.
Also had 596, makes me wonder if they only actually use a limited number of the scores.0 -
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DesperateSusan wrote: »I just checked my Noddle credit report - I'm at a 5 / 5! Take a look ...
The last 8 years have been a struggle - dealing with debt collectors and credit card companies. Add a divorce into the mix.
I must admit I shed a tear or two when I saw that 5 / 5.
Sue
I know credit score means nowt, but what is the max score on noddle....0 -
4,932,578.
That's what I've got, anyway.0 -
Have never been a 5/5, just assumed it didn't happen unless you took them up on Noddle improve.
I've been a 5/5 before and didn't have/pay for their score/Noddle Improve.dazzaofdagenham wrote: »I know credit score means nowt, but what is the max score on noddle....
The max score is 710 for Noddle.I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0
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