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Woohoo - 5/5 at last !

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I just checked my Noddle credit report - I'm at a 5 / 5! Take a look ...

2qvqb7r.png

The last 8 years have been a struggle - dealing with debt collectors and credit card companies. Add a divorce into the mix.

I must admit I shed a tear or two when I saw that 5 / 5.

Sue
«134567

Comments

  • ashp_2
    ashp_2 Posts: 416 Forumite
    Ninth Anniversary Combo Breaker
    Congrats! Not that this means much, like you I take great pleasure in trying to get my score as high as possible! That noddle one is tough to get up!
  • Nasqueron
    Nasqueron Posts: 10,657 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The link "what does this mean" should lead to a video clip from Edwin Starr* singing "War" cut to the point where they say "absolutely nothing"

    https://www.youtube.com/watch?v=dpWmlRNfLck&feature=youtu.be&t=9s

    Well done but the score is just a marketing gimmick to sell you services (that they provide) to "improve" the score (that they also provide)

    *Better than The Temptations imho

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just to show you how pointless the scores are, it appears that from 596 to 632 you can jump 2 bands from a 3 to a 5. So 36 points difference.

    zsSLOGr.png


    sRzSi
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    And drop to 541 and you drop two more bands down to a 1/5

    Less than 100 points between a 1 and a 5
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    612 is a 4/5 :)

    Anyone would have thought I'd bought a car recently or something LMAO
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • Kim_13
    Kim_13 Posts: 3,411 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Have never been a 5/5, just assumed it didn't happen unless you took them up on Noddle improve. I'm usually a 4/5 but dropped to a 3/5 on my last report.

    Also had 596, makes me wonder if they only actually use a limited number of the scores.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Kim_13 wrote: »
    I'm usually a 4/5 but dropped to a 3/5 on my last report.

    The OP got your missing point. There's only so many to go around.
  • I just checked my Noddle credit report - I'm at a 5 / 5! Take a look ...

    2qvqb7r.png

    The last 8 years have been a struggle - dealing with debt collectors and credit card companies. Add a divorce into the mix.

    I must admit I shed a tear or two when I saw that 5 / 5.

    Sue

    I know credit score means nowt, but what is the max score on noddle....
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    4,932,578.

    That's what I've got, anyway.
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Kim_13 wrote: »
    Have never been a 5/5, just assumed it didn't happen unless you took them up on Noddle improve.

    I've been a 5/5 before and didn't have/pay for their score/Noddle Improve.

    I know credit score means nowt, but what is the max score on noddle....

    The max score is 710 for Noddle.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
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