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Woohoo - 5/5 at last !
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Candyapple, mine is 628 and 5/50
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I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0
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684 and 5/5...0
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Deleted_User wrote: »4,932,578.
That's what I've got, anyway.Deleted_User wrote: »684 and 5/5...
That's quite a drop since 12th Jan. You may want to check your credit file with all 3 CRAs
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Why bother to have a scale of 0-700 with an equivalent rating if all your scores are between 541 and 627/8? Even allowing for the pointless nature of the scores it seems daft to have anything below say 541 as 1/5 (or maybe 0/5 exists?) and then less than 100 points before 5/5
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Noddle 572=3/5I came into this world with nothing and I'm gonna leave with nothing.0
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Why bother to have a scale of 0-700 with an equivalent rating if all your scores are between 541 and 627/8? Even allowing for the pointless nature of the scores it seems daft to have anything below say 541 as 1/5 (or maybe 0/5 exists?) and then less than 100 points before 5/5
I think it's all done to add to the mystique of the credit score. None of the CRA's use a linear scale.
eg. Experian.
0 - 560 Very Poor (large number range)
961-999 Excellent (small number range)
https://www.clearscore.com/blog/clearscore-noddle-creditexpert-whats-the-difference0 -
Candyapple wrote: »So from this thread we have gleaned (out of the max score of 710):
684 = 5/5
632 = 5/5
628 = 5/5
626 = 4/5
610 = 4/5
612 = 4/5
596 = 3/5
541 = 1/5
Anyone else have anymore? It's interesting to see the rough guideline of how many points needed before you go up a band (even if it is meaningless :rotfl:)
My new report is 580 and still a 3/5.0 -
New score in today, 608 which is a 3/5. Have updated the list.I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0
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congratulations!!!!!.... the most under rated hard work anyone will do!0
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