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A Ditherer's Diary (again)

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  • Naomim
    Naomim Posts: 3,223 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @flamingo22 I'd love a robot hoover but my dog would freak! She hates the hoover. It's her nemesis. 😂
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • EssexHebridean
    EssexHebridean Posts: 24,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy tumble dryer day! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Naomim
    Naomim Posts: 3,223 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy tumble dryer day! 
    Thanks, it's arrived and all put in place! 
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • Naomim
    Naomim Posts: 3,223 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The garden office was put in today. Yay! 🎉 Can't use it yet as need insulating and electrics but I'm so happy.

    It's also payday today. We had £160 left in the bank account due to MrM's big spend on my early birthday present and my friends has managed to get us Take That tickets so I need to pay her which means no overpayments this month. 😩

    I also got paid £40 less and I'm not sure how. Something to do with the company shares I buy through my salary but can't really work it out. I need to sit down with my payslips and try and see how it's calculated. 

    I'm absolutely knackered. I've worked extra all this week and feeling rather brain dead tonight. 

    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • have you tried one of those electric airers we bought one off amazon with a cover, we found using our dryer constant with our clothes and new baby stuff was costing us a bomb.


  • KajiKita
    KajiKita Posts: 8,518 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Yaay for the new home office! 👏 When you finally move your desk out of your living room it will be transformed 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 60 books of target 52 in 2025, as @ 30th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Naomim
    Naomim Posts: 3,223 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    have you tried one of those electric airers we bought one off amazon with a cover, we found using our dryer constant with our clothes and new baby stuff was costing us a bomb.


    I do have one but keeping up with essentially four adults size clothes is impossible! I usually use the tumble for bedding and towels and occasionally to finish off washing that's not quite dry. 
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • Naomim
    Naomim Posts: 3,223 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yesterday I had plans to build three items of ikea furniture that kept staring at me accusingly. I managed one. 😫

    Today, 15yo has football but kickoff isn't until 12pm and we have to be there early plus the drive. Means the whole day gets eaten away. 

    We've also been booking in for college and 6th form open days for 15yo for next year.

    The garden office is up and MrM had given it a good coat of protective oil. Now waiting for the electrics and insulation. 


    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • KajiKita
    KajiKita Posts: 8,518 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Does the garden office look good in its space?

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 60 books of target 52 in 2025, as @ 30th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Naomim
    Naomim Posts: 3,223 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Lovely! Not moved into it yet as still waiting on the electrics.


    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
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