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A Ditherer's Diary (again)

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  • Naomim
    Naomim Posts: 3,225 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I've been into our mortgage account and renewed the ones that are coming to the end of their fixed rate. Going from 1.69% to 4.09% 😩 but it will be approx £50 increase a month. 

    Also going to look at switching gas & electric. We're with BG and on standard variable rate. 

    I've bought a new tumble dryer as ours died earlier this year. Went through Topcashback with Argos. The same machine & model number was £20 more expensive with Currys. 

    I'm not sure if I'm more excited by the tumble dryer or the garden office coming. 😂

    My purchases on the 0% card total £3145. I'll be paying a minimum of £100 a month and throwing some overpayments at it to clear it in time. 

    I think I need to revisit my budget planner and make sure it's up to date as I've not really done it for a couple of years. 😱

    Been to Aldi this morning and shopping came in at £99. 

    Roll on Thursday...payday! 
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • Cherryfudge
    Cherryfudge Posts: 13,862 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 20 September at 5:28PM
    Well done for getting the shopping in under £100! That's got to be a win.

    Happy new tumble drier. :) 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Naomim
    Naomim Posts: 3,225 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If I shop in Aldi I'm usually under £100. I've saved so much by leaving my beloved Tesco 😂  
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • Cherryfudge
    Cherryfudge Posts: 13,862 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 20 September at 10:43PM
    Naomim said:
    If I shop in Aldi I'm usually under £100. I've saved so much by leaving my beloved Tesco 😂  
    I'm so looking forward to Aldi opening near us! Due later this year or early next. At the moment it's largely scaffolding. We have Lidl, which has already saved me a lot, but I think I prefer Aldi's bakery. I don't so often go in Tesco now: I went after a few weeks 'off' and was shocked how expensive things were.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Naomim
    Naomim Posts: 3,225 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Our Aldi doesn't have a bakery (thank God!!) But the Lidl does. I have shopped in Lidl but prefer Aldi. I usually do Tesco once a month for bits I can't get in Aldi. I shopped there last week and it was £130 for far less actual food. 

    15yo has football today. She scored a goal but also got absolutely clattered 😫 she's had a nice bath to try and relax everything. 

    After football I went into our local town. It's M-i-L's birthday soon and F-i-L asked me to get her a dressing gown. Ordered one from M&S so went to pick it up. Also got her three books from The Works and some chocolate marzipan. I've bought her a lazy susan from Ikea so she's all done. 

    Whilst I was out, I treated myself to a coffee and cake. I've not bought a coffee out for ages.  Came home and had a two hour nap as I didn't get to bed until 2am last night as dd was at a party. 

    20yo can't home from work and made sausage rolls. Had them for dinner. Delicious 😋 
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • Naomim
    Naomim Posts: 3,225 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 22 September at 7:59PM
    The only bit of financial news today is that I set up an Amazon subscription for toilet paper. We like softness on our bottys. 😂

    Registering today as an NSD as food/toiletries shopping don't count. 

    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • flamingo22
    flamingo22 Posts: 93 Forumite
    10 Posts Photogenic Name Dropper
    New tumble dryer and garden office, sounds bliss ☺️
  • Humdinger1
    Humdinger1 Posts: 2,454 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    So glad you're better @Naomim.  You're making brilliant progress on everything. Love Humdinger xx 
  • Naomim
    Naomim Posts: 3,225 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It's tumble dryer day! 🎉 I can't believe I'm so excited by something so boring. 😂
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • flamingo22
    flamingo22 Posts: 93 Forumite
    10 Posts Photogenic Name Dropper
    🤣🤣 I was exactly the same when I got my robot hoover, enjoy your dryer 🙃
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