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A Ditherer's Diary (again)

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  • Naomim
    Naomim Posts: 3,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Boiler engineer just been. Basically said it's falling apart and not worth putting parts in. So the hunt for a new boiler starts 😥
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Ahh no that’s annoying after they raised your hopes about getting it fixed too! Hopefully you’ll be able to find a decent deal on a replacement. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
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  • Naomim
    Naomim Posts: 3,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Got British Gas coming to quote tomorrow.  Got a guy from a local plumbers and the number for another on the Surrey Trading Standards recommended suppliers. Hopefully a shiny new boiler will be in soon. We've had to take apart a fair amount of the utility room to get to the pipe work and find the boiler switch which was hidden behind a panel 😬 bloody cowboy builders.

    I'm still battling 11yo's nits. I swear they are super nits. 💪 

    16yo is on lockdown apart from college and work.  Yesterday was pouring here and he thought it was ok for his friends to start skinning up a joint in his bedroom 😮 Upstairs stank of weed! I hoofed them all out and took his girlfriend home.  Having said that, MrM wanted chocolate at 10pm, think he had the munchies 😂

    I'll update on quotes when I get them. 
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    🤣 that’s hilarious @Naomim, well done for following through with your punishment. What were they thinking! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Naomim
    Naomim Posts: 3,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    🤣 that’s hilarious @Naomim, well done for following through with your punishment. What were they thinking! 
    Well, not thinking. He said he thought it would be ok as they were just rolling it not smoking it. Told him he's 16 and doesn't know his a*se from his elbow.  All is good though, he taken it in good grace. Bet his mates won't be keen to come back in a hurry!  I was also annoyed as I'm always accommodating to his friends and felt they abused my trust in them.

    I'm all for giving them independence but there still has to be boundaries. 
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Naomim
    Naomim Posts: 3,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Money has shuffled into pots. Two more premium bonds bought so now have £200 🙂 No wins yet 😂

    Boiler quotes coming in. £4k from British Gas, £2.5k from independent local guy. Got another coming tonight. 

    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • I think independent local guy is winning so far! 
    I am out of love with premium bonds…I have £1500 and I haven’t won the jackpot once…or anything else ☹️ I was so outraged I didn’t buy any this month, but I’m sure I’ll get over it…
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Naomim
    Naomim Posts: 3,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    He is, I liked him too. But I liked our builder at first and look where that got me 🤦‍♀️

    What I like about the PB's is that its money tucked away. Not in an account or a pot I can see. If I win anything then it's a bonus.
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Naomim
    Naomim Posts: 3,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    We have engaged the local guy to come and install the boiler and replace the radiator in 16yo's bedroom. Work starts on Monday.  Unfortunately we have to borrow a bit from the bank of Mum & Dad as the emergency fund isn't quite enough. 

    I've had a reshuffle of the budget. Everything is so much more expensive now and only going to go up.  Hoping the new boiler may negate some of the more expensive gas & electricity costs as it will be more energy efficient.  Our fixed tariff ends in January. 

    11yo's birthday is at the end of the month but actually bought and gave her her birthday present today as it's a computer game. I had the money saved up. She'll have a couple of small bits to open on her birthday. Probably stationery 😂

    It's a tight month my friends. 


    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Fuel is mad expensive at the moment 😖 I hope the new boiler earns its keep. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

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