Car Insurance Cancelled HELP

PW333

Hey,

Long story short, I have had my car insurance (with a black box) cancelled for dangerous driving.

I am 17 and I have literally checked all insurance companies that insure young drivers but after declaring I have had my insurance cancelled they cannot offer me NO insurance at all.

Do I HAVE to declare that I have had my insurance cancelled, how will they find out anyways???

Can I do anything about this????

Thanks for your time. :money:

Quentin

If you are asked then you must answer truthfully.

See if a local broker (not Swinton) knows any insurers prepared to offer cover

PW333

Thanks for your reply.

Do insurers actually check if you had insurance cancelled?

I will try going to a local broker possibly tomorrow.

thanks:money:

Browntoa

Black box , no such thing as "apparently speeding " , you mean actually speeding

jonesMUFCforever

PW333 wrote: »

Thanks for your reply.

Do insurers actually check if you had insurance cancelled?

I will try going to a local broker possibly tomorrow.

thanks:money:

Of course they can check AND will do so whether you declare it or not!
Just make sure you don't take any chances DON'T DRIVE ANY VEHICLE until you can find someone to insure you.
I don't care if you kill yourself or severely injure yourself as a result of your actions but don't want you to kill me or my family or friends.

Quentin

PW333 wrote: »

Thanks for your reply.

Do insurers actually check if you had insurance cancelled?
:

Of course.

Maybe not until you are involved in a claim, when your lie would allow them to void your policy, reject the claim etc

glentoran99

jonesMUFCforever wrote: »

Of course they can check AND will do so whether you declare it or not!
Just make sure you don't take any chances DON'T DRIVE ANY VEHICLE until you can find someone to insure you.
I don't care if you kill yourself or severely injure yourself as a result of your actions but don't want you to kill me or my family or friends.

does being insured make that less likely to happen?

PW333

So until I'm involved in a claim, right?

thanks

PW333

@glentoran99 good point

Placitasgirl

If you do not declare that you have had insurance cancelled when asked during the application/quote process you are committing insurance fraud, it's as simple as that. Insurance companies share information electronically, so it is highly likely you will be caught and insurance refused on this basis.

Any insurance you buy with fraudulent information (including non-delcaration of a cancelled policy) will be invalidated when this information comes to light and any claim you might have would be denied.

DO NOT BE TEMPTED TO BEGIN YOUR MOTORING LIFE BY LYING TO GET INSURANCE.

PW333

I know some might find this a stupid excuse but I really need a car HOWEVER no one will insure me so you don't understand how annoyed I am. I have to wait YEARS. I have understood that I have done wrong and I will never speed again.