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Rock bottom, but the only way is up
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Echoing sashybo, hope you're doing ok.0
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Not as subtle as the others, where are you and why aren't you posting?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.0
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Hope you are ok.
Please just pop on & let us know.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Hope you are ok.
Please just pop on & let us know.
Pretty please.
PM me if I can help in any way
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
So sorry to hear you are going through a rough time. You supported me so much when I was going through mine. Sending you hugs, don't give up, it will get better xxOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
thought you had posted. come on now, you know we are here. We care, we can help.
Lots of love XXXXXXXXXXXNevertheless she persisted.0 -
Thanks for the support, I guess I stopped posting as hadn't anything positive to report at the time.
The good news - I started an ongoing temp job earlier this month.
The not so good news - pay doesn't cover the outgoings, so still eating away at what bit of money I have got. I need to update Tax Credits - might get a bit of extra help that way.
I went into CAB to check out options, was more for if I didn't get work so not relevant now.
Next step - downsizing, but buying smaller won't solve the financial issues as income still won't be enough to live on. Haven't the energy to be honest either. House needs cleaning and preparing, DS is as untidy as ever, I'm shattered from work and continuing visual aura/migraines afterwards. Scan for 5 month swollen foot and brain scan keep being put off due to broken scanner, Autism appointment postponed due to snow.
Depression, physical issues (some caused by stress/anxiety, some old ones like back pain where op was and neck disc pain). I hide it all for working, though it's making some worse and I don't know how I'm keeping going. A cold on top this week.
Feels hopeless, life feels pointless. No emotional, practical or physical support. Just getting through a day at a time. I don't drink alcohol as a rule, but opened a small bottle of Prosecco I was given for my birthday and it felt good not to care anymore - just for a while. I keep giving everything I've got even though I'm running on empty. No pleasure in life, no goals, no nothing.
Not sure of the point of my post - just to update really. I'm grateful for the help and support of MIND, GP and the therapist. It got me back into work.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Good to see you.
I have thought of you often.
Good news on job.
Not good news on the rest though.
Just remember that you cant pour from an empty cup.
You need to take care of yourself first.
Please try.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Sending you love Ali. XXX
Was going to try and write advice but I am not convinced, here to listen tho and will keep checking in with you XXXXXNevertheless she persisted.0 -
So glad to see you update, though not so glad about the content.
Yay for the temp job, at least it helps control the damage. I hope all the other things (esp. medical/mental health things!) get sorted soon and you can get some relief.0
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