New Journey

System

My lovely parents have stocked me up on gluten free goodies and bread. Back to eating all GF , I eat loads of fruit and veg , so hope to feel better very soon .

System

Three days of being unwell , meant 3 NSD. Today went to see a good friend and spent £3 on flowers for her birthday, I make cards as a hobby so already had one done. Window cleaner £2.30 today as well.

Not doing much this weekend so hopefully be a quiet weekend on the money front apart from petrol and shopping.

Next month is a busy one for me , lots of weekend activities mostly free just lots of travel involved.

System

Not posted for a few days but not much happening.

Shopping Sunday splashed out on a hanging basket from Mr A but still came in well under £30 budget at £22.62 . Petrol has lasted well this month still got a lot left and payday is Friday., not been travelling much plus 3 days off sick last week so no travelling to work.

Today I am going to see 2 properties to rent , I like where I live now but would like my own peace of England to sit in, live in a flat at present with no personal outdoor space.

The rent would be £50 dearer a month , if I like either will have to factor in this extra money and how it will affect my budget.

I have money left in a few pots this month so am going to overpay cc and put some in savings.

Waxing later as well , but half price on a Wednesday so £5.50 will be the cost.

Visit to doctors in the evening as well.

Can hardly walk this morning after going to my first boxing class , looks like a sunny day as well.

System

After viewing the two rental properties today I have decided I live in a palace, I will make do with the communal garden where I live. One of the properties was filthy, neglected and oh I could carry on. The second was very nice but too small advertised incorrectly as a 2 bed but was 1 bed.

Spent £5.50 having coffee in between viewings. Waxing £5.50 as half price today.

Doctors next at 7pm.

System

Eat well for less always enjoy watching it .

System

Six months in to my journey , I started in Jan with

Cc 1 1500
Cc2 4470

Six more months later

Cc1 1208.26
Cc2 3879.27

I now owe £5087.53 , I am going to see if I can pay the £87.53 as well to get it to £5000.

I am surprised it has gone down as well as it has. I don't earn a mega wage but the thing for me is it has gone down not up , I haven't used a credit card for 7 months which I am proud off.

I have my emergency fund sorted and will be adding to it. My Christmas and birthday fund is going well . I have a little holiday account for my little trips to see friends in a few weeks time.

Thank you to everyone who has commented or helped me since I started .

:beer::rotfl:

pennywisepoundstupid

Big well done, it's going the right way and that's all that matters.

System

Back from the weekly shop, spent £17.52 at mr A . I have enough food to last all week and beyond . Excess money in shopping account going into savings for hols .

Off to sit in the garden in the shade .

System

All my transfers done to different pots , credit card direct debits gone.

I have bought a couple of Christmad presents this month , because I have saved some money in an account.

It is such a good feeling having saved for something rather than it going on credit .

Must update my signature.

Chandelier.

You're doing well Cumbrialass and great to see those figures go down!

It's great you've not used a card in 7 months and actually had the money saved to buy the Christmas presents. It was only the other day I was thinking of Christmas.

Keep on going