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  • Lilith1980
    Lilith1980 Posts: 2,100 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to hear about your toxic friend, and it's good that you've been able to walk away from it. Very sad though that some people don't seem to mind treating others like that. Don't beat yourself up about the debt. You've taken the reigns with it before it's gotten too out of control :)
    My debt-free diary :)
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Agree with everyone else, don't be too harsh on yourself

    Glad the op went well too.

    Still no rain in sight though is there? I feel so sorry for all those battling on the tops. It didn't look like it was ready to stop spreading last night :(

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    Thank you everyone for kind words.

    Although my sleep is worse than ever I feel great. I think it's the knowledge that finally that person is no more . Have managed two 11 hour days at work to catch up with last week off. The aircon has helped me as well. My nose is healing amazingly well am chuffed with that.

    Two NSD so far and about to do a little CC payment . I have accepted that debt has gone up but am on it again.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • beanielou
    beanielou Posts: 95,711 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All sounding good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Good to hear you are healing well :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • milann
    milann Posts: 11,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sounds like your time off work has led to a lot of thinking and putting affairs into order.
    You will have your debt sorted soon - remember you have to live too as well as debt busting. I know if I set myself unrealistic targets I end up getting down and blowing it - my own worse critic. I came to the realisation as long as they were generally heading in the right direction - life is good.

    Pleased you are healing ok and back at work.
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    So pleased to read that your nose is healing well.

    Hope you managed some decent nights' sleep over the past week Cumbria.
    X
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    milann wrote: »
    Sounds like your time off work has led to a lot of thinking and putting affairs into order.
    You will have your debt sorted soon - remember you have to live too as well as debt busting. I know if I set myself unrealistic targets I end up getting down and blowing it - my own worse critic. I came to the realisation as long as they were generally heading in the right direction - life is good.

    Pleased you are healing ok and back at work.

    Thank you, you are right.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    Seasidegal58 wrote: »
    So pleased to read that your nose is healing well.

    Hope you managed some decent nights' sleep over the past week Cumbria.
    X

    I have managed to sleep slightly better this last week.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    milann wrote: »
    Sounds like your time off work has led to a lot of thinking and putting affairs into order.
    You will have your debt sorted soon - remember you have to live too as well as debt busting. I know if I set myself unrealistic targets I end up getting down and blowing it - my own worse critic. I came to the realisation as long as they were generally heading in the right direction - life is good.

    Pleased you are healing ok and back at work.

    I agree with this 100%.

    Hope you've had a good day today :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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