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New Journey
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Moaning time , had another bad day at work yesterday, management are trying to micro manage everyone and it is starting to get annoying , so I had a vent ! It didn't achieve much but made me feel better. Anyway today I finished at lunch , came home and did some housework as out Saturday and Sunday.
Managed 3 NSD this week , put petrol in today before payday tomorrow as it is cheaper near work than home.
Also spent £11 on waxing and £20 on my hair all out of personal spends?
Tomorrow is payday , I am still trying to be frugal with spends , but can do better. Good news is all the PA surveys this week, will cash out once there all in, will be about £23 in 5 days not bad. As usual it will be paid of credit card.
Friday Childminding day.
Saturday Trip up to lakes to see friend and Royal Wedding Afternoon Tea.
Sunday Trip to big well known garden centre in these parts with another friend.
Hope the sun continues to shine.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Sorry work are still being a pain, I bet everyone is fed up with the management.
That's good news about the PA surveys. Your weekend sounds busy but a lot of fun
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Enjoy your Saturday.
Sounds just fab I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I hope our weather holds for you this weekend. It's been lovely these past few days - bit hazy today but still lovely and warm, and no cold breeze any more.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
Think the weather is to hold
Here's hoping I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sounds like you are doing well on the frugal front. I could do with some NSDs too.
As for your workplace I think we work in the same office actually as I am micromanaged to a ridiculous extent
Ooh Royal wedding afternoon tea sounds nice If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I was micromanaged in my last job so I appreciate how awful that is
Your weekend sounds lovely. I hope the sun sticks around for you 0 -
The forecast looks good here, hope you have a lovely timeMy mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
Thank you for your comments all appreciated.
Today myself and DGD have made the most of the outdoors , we had 2 meanders , one was walking with little one on reins. She loved the freedom of having two free hands to touch leaves and bushes ! We played outside as well , she was most well behaved.
I am tired tonight , but a good tired . Plus we had a NSD even better.
Another early night , as want early start tomorrow.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Glad you and DGD had a lovely day I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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