We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

From debt to freedom...

Options
1446448450451452

Comments

  • Willowtree222
    Willowtree222 Posts: 8,194 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    They're beautiful. I love it when flowers start to come alive. 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The camelia sounds lovely - I had no idea they bloomed for so long. I have some Christmas hellebore in flower in white/lime and a pink and some crocuses have arrived.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • dawnybabes
    dawnybabes Posts: 3,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We’ve a persistent pale hellebore that insists on growing through a tiny seam between the block paving and a stone step.  We keep trying to get rid of it but it’s invincible and keeps reappearing ! 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,804 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 23 February at 5:31AM
    Thank you dawnybabes, Cherryfudge, SH, Janb5 and Willowtree222.

    Dawnybabes- I  had no idea that hellebores were so tough. 
    SH- the colours of your hellebores sound a lovely mix.

    I love this time of year when Spring feels unstoppable.  Seeds that were sown a couple of weeks ago are now all up. I’ve started potting on the cornflower seedlings. I’m trying to get an early flowering of cornflowers by  starting them  off inside.

    The last couple of days have been lovely, despite battling a horrible cough bug. Yesterday it was beautifully sunny so SO took us all to the nearest beach. The tide was just starting to come in so there was an expanse of beach to walk across. The surf was quite messy but that didn’t deter some from being out on their boards. It was just a joy to walk and appreciate the crashing waves and relative warmth from the sun.

    The previous day, the children (at home ) and I took a trip to see DD2. She lives in the next county but it is doable in a day. We had a relaxing day with her - it’s reassuring to see where she lives and explore that part of the world. I’ve been able to catch up with all of my children this week, which has made it a precious week. One day has been spent at the allotment too, trying to sort out the brambles that are quick to try and take over. DD3 is very keen to put in a pond and add some ducks to the allotment. We need to plan it carefully as past fox issues would mean the need for some sort of fencing to ensure a good level of protection for any ducks. Much to ponder…
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Spendless
    Spendless Posts: 24,653 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Glad you've been enjoying half term despite the horrible cough - hope that's gone soon. Lovely that you've managed to see all your children this week.  Don't think I realised DD2 now lives further away, guessing this means she no longer lives with your ex and it's just the 2 older boys still there? If so I'm really pleased for her becoming more independent in her own life. It's lovely to hear of your older ones flourishing. 

    Fingers crossed you find a way to do the duck pond if you  decide to go ahead. Daughter lives in an area of the country where she has a daily visit from a fox in her garden and you see them just running down the street, whereas where I live I've only even seen them on the edge of countryside. 
  • Cherryfudge
    Cherryfudge Posts: 13,146 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How lovely to be growing the flowers for your own wedding. It's so personal - and you can have scented ones should you choose to.

    The beach walk sounds lovely too.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • dawnybabes
    dawnybabes Posts: 3,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Love that you’re growing the flowers, money saving and much more personable 
    Sealed pot challenge 822

    Jan - £176.66 :j
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.