We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
From debt to freedom...
Options
Comments
-
View from the cliff top.
paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 174 -
Beautiful pic. Bless you enjoying a rare time at home alone. The last time I got excited about having the house to myself was during the pandemic when for some reason DH and DD were out at the same time. We'd had weeks/months of all 3 of us at home 24/7. DS having chosen to stay in his student digs with his then house-mate, who today is DIL. Nowadays I spend almost 50% of the week by myself.2
-
That's beautiful. I enjoy the sound of the waves crashing. It's one of my favourite things. X
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
What a breathtaking view, just stunning. You are so lucky to live close by.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
-
What an amazing view!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Beautiful view.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Stunning view. Not surprised you find it uplifting.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Wow what a viewOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1202
-
Thank you Spendless, Cherryfudge, SH, SA, Willowtree222, Lucielle and OBL. I do feel very blessed to be able to live where I do and to have grown up with such views. I often remind my children that we must be thankful and not take it for granted.
Back to early starts today and Job 1. It was lovely to have a week to just be. The lettuce seeds sown last week are through as are the cornflowers. I always love this time of year!
Moneywise, I am conscious that spending on food is rising again. I think some is due to prices and some down to balancing feeding 5 for much of the week and 9 at the weekends. I’m still menu planning but need to be more efficient.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
Can understand the food issue. I go through the same thing, with just me (and the dog) for most of the midweek, then doubles with DH here Fri-Mon. Smaller numbers but same principle. It's hard to work out what is needed. I seem to have 3 scenarios, loads of food, empty shelves or my current state not enough food that goes with; something else!3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards