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From debt to freedom...
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This camellia ` Camellia Williamsii comes out at Christmas and is now in its full glory.
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Wow - that's stunning.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20282 -
My later camellias - `Comtesse de Bouchard` are very fickle- one is lovely and reliable but the one on the other side ungratefully died! Of course I had bought it at a garden centre which was more expensive only to discover T**co sold it for £4.99 the following week....!4
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That's absolutely beautiful, how amazing to have such a colourful display in winter @janb5
Will definitely be added to my plants to buy list, I love a splash of winter colour. I've got a tree that sprouts pink blossom in winter, no idea what it's called though. I'm a plant random things, forget what they are and hope for the best type of gardener 😆I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
Beautiful photo Janb5. I think mine must be the same variety. It usually starts to flowers between Boxing Day and New Year and is covered in flowers at the moment.
paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.176 -
My white camelia isnt yet flowering. Glad yours are though . GorgeousAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20282 -
Today is freedom day for DS3 and I. Am determined to get to a beach at some point! Yesterday turned out to be a fairly productive day in terms of getting prep done for work on Monday and starting to fill the H1ppo bag with some of the unwanted items in the garden - largely rotten wood that is of no use except for wood lice to live in.
Yesterday I was proactive in closing the now unused joint bank account. I felt quite a sense of liberation as I got off the phone having successfully closed it. The court order has been approved so steps to freedom can be taken.paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.177 -
Very pleased to read steps to freedom can now be taken. Does this mean you can now prevent exOH coming into the house? I remember there was an issue with the new keys but hope this is resolved and you feel safe in your home.6
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Woohoo on court orderAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20285 -
Great news 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4
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