We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
From debt to freedom...
Comments
-
This camellia ` Camellia Williamsii comes out at Christmas and is now in its full glory.
7 -
Wow - that's stunning.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20282 -
My later camellias - `Comtesse de Bouchard` are very fickle- one is lovely and reliable but the one on the other side ungratefully died! Of course I had bought it at a garden centre which was more expensive only to discover T**co sold it for £4.99 the following week....!4
-
That's absolutely beautiful, how amazing to have such a colourful display in winter @janb5
Will definitely be added to my plants to buy list, I love a splash of winter colour. I've got a tree that sprouts pink blossom in winter, no idea what it's called though. I'm a plant random things, forget what they are and hope for the best type of gardener 😆I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
Beautiful photo Janb5. I think mine must be the same variety. It usually starts to flowers between Boxing Day and New Year and is covered in flowers at the moment.
paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.176 -
My white camelia isnt yet flowering. Glad yours are though . GorgeousAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20282 -
Today is freedom day for DS3 and I. Am determined to get to a beach at some point! Yesterday turned out to be a fairly productive day in terms of getting prep done for work on Monday and starting to fill the H1ppo bag with some of the unwanted items in the garden - largely rotten wood that is of no use except for wood lice to live in.
Yesterday I was proactive in closing the now unused joint bank account. I felt quite a sense of liberation as I got off the phone having successfully closed it. The court order has been approved so steps to freedom can be taken.paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.177 -
Very pleased to read steps to freedom can now be taken. Does this mean you can now prevent exOH coming into the house? I remember there was an issue with the new keys but hope this is resolved and you feel safe in your home.6
-
Woohoo on court orderAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20285 -
Great news 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.4K Banking & Borrowing
- 254.7K Reduce Debt & Boost Income
- 456K Spending & Discounts
- 248K Work, Benefits & Business
- 605.3K Mortgages, Homes & Bills
- 178.9K Life & Family
- 263.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards