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From debt to freedom...

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  • Humdinger1
    Humdinger1 Posts: 2,298 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Yep, piling in on locks, CCTV and telling solicitors.  It's a bl**dy cheek and spooky. Am sure you'll sort it HL love Humdinger xx 
  • savingholmes
    savingholmes Posts: 28,973 Forumite
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    Thinking of you
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
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    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
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    5) SIPP £4.8K updated 29/7/25
  • When I think that your ex can't get any worse - there he goes again... :angry:
    I hope that you can get it sorted out sooner rather than later. As you know, my court fees completely wiped me out and put me back into debt but it has been completely worth it. I agree that you should tell your solicitor about the lock, and maybe mention an occupation order. Yes it's more cost but he will be arrested if he's found to be within a certain distance of the house. I found that very reassuring with my ex.
  • I am sorry you are still getting grief from your ex and it sounds like he is manipulating the DC who now live with him. Sadly I would agree that you need your day in court to put all this behind you but that isn’t cheap. I would change the locks but be very selective as to which DC you give the spare keys to and read the riot act to the ones who no longer live with you. They don’t need a key to your house if they live with your ex in view of his behaviour and attitude. 
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  • Honeysuckle, that is actually disgusting and scary. What an !!!!!!. 

    Hopefully in the going from one job to another you managed to get the locks changed etc. I agree with telling the solicitor and having photographs. 

    Sending love HS xxx
    Nevertheless she persisted.
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,810 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 11 December 2021 at 10:53PM
    Thank you everyone for your comments, which are much appreciated.  I have taken photos of the screw that has been tampered with. DD3 fitted a camera up which alerts you if there is movement, so that has given us a degree of reassurance.  I have mentioned the lock issues to the solicitor and asked if there is anything else I should do. My lovely dad came up last weekend and looked at it, researched it and obtained a set of drill bits that help to removed damaged screws. This afternoon he came up and we were able to get the tampered screw out and get the new lock fitted. I am seeing this as a stopgap.  I like that option that you mentioned @Spendless in needing to have a code in order to get keys cut. That sounds the best option long term, but at least I can go to work this week without worrying the whole time I’m there about who might be accessing the house in my absence.

    It’s also a good idea to talk to the children about keys. I think the problem was that it was an older DC demanding the key from a younger DD so she didn’t feel able to refuse.  I will talk to them about the importance of keeping the key secure and out of sight.

    This week has just been a whirl of work, work and more work! Some positives though...
    The car passed its MOT, having only needed a couple of minor repairs and the cost was under £100.😀

    The one aspect about having more than 1 job I’d not thought about is having more than 1 Christmas do!  Job 3 held theirs yesterday. I’ve never worked in a job whereby your boss pays for the do, so it was quite an eye opener to enjoy this lovely evening with colleagues - even made it to the dance floor and danced away which was great for helping me to forget current worries🙂.

    Had a letter from my electricity supplier to say I was being moved to Ov0.  I didn’t ask to be moved but it appears to be happening anyway 🤷‍♀️.

    Next week looks eventful, which I’m not looking forward to 😞.



    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • I was really cross with myself as I forgot to pay £50 into the Help 2 Save in November. Must remember to get it sorted this month.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • CRANKY40
    CRANKY40 Posts: 5,912 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    I pay my HTS by standing order.....it can always be cancelled if there's no funds. You have no idea how happy I am to know that your dad has sorted out your door lock. 
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