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Ready to do it all over again ...
Comments
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Well done on reaching the payout stage! I'm only £15 out of £50 minimum payout...slow & steady!First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
So the football ended up a draw, the first half was rubbish but we were much better in the second half. I spent £3 (cup of tea and some M&M's) and then popped into tesco express on the way home and spent £3.50 on bits.
Anyway, I still haven't properly warmed up from the football so have decided to get into my nice clean bed super early as ds is away and chill with the laptopMortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Hi benbenandme! I used to follow you years ago on dfw. I seem to remember you just smashing through your debt, very inspiring!
Good luck with the house move and getting stuck in to the new mortgage!Updating soon...0 -
The beef joint defrosted overnight and is now in the slow cooker, one more thing crossed off the freezer inventory
Bed is made, windows are open to get some fresh air in, shopping is due to arrive between 11-12 and then I need to collect ds from the station at 1 so need to leave here at 12.30.
Still quite a bit of washing to get through but I'm waiting for the fabric conditioner to arrive with the shopping. I think it's time to crack on with a coupe of boxesMortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
It's really hard not to make the boxes too heavy
I've done two so far, one of my clothes (mainly summer clothes or ones that don't fit again at the moment
), and one of board games / spare duvet to fill the box and not add too much more weight :cool:
I could quite happily box up almost everything now, I don't need much stuff to get by with, but am just worried as last time the chain fell apart and I had to unpack again and that was depressing. It's a fine line between too soon and leaving it to the last minute. Next weekend when ds is home I'm going to get him to help me tackle the garage and get it on one side ready to go and the other side needs to go to the tip / rehome.Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Tesco shopping arrived and all put away, just checked the receipt page they give you and there was one substitution;I ordered a stir-fry meal deal - you get turkey strips, stirfry, sauce and noodles for £5, all fine except they substituted the stirfry bit with a different variety and that wasn't in the deal so I haven't got the offer applied
It's only about £1.50 difference but not the point - I ordered the whole deal and it's their fault if they send a different bit of it, I'll email them and see if they refund the difference, every little helps after all
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Ds is home now and has announced he is going to have a little brother or sister in the summer :eek: Wow, that came as a bit of a surprise, his Dad has had several girlfriends and this one has been around about 9 months so far ... I hope he makes a better attempt at being a parent this time around than he did with ds :cool:
2 boxes are packed, might do a few more this afternoon.Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Been to see the house again tonight, took Mum to see it and she loved it
Lots of the rooms were quite different to how I'd remembered it, but good different
Spends today = £9 on subway (ds had a really good day at school so was a treat), £2 on milk for work.
I've had my bath and am snuggled under the duvet, it's a miserable night out there tonight.Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
I got a text telling me my mortgage offer has been approved today
One more step along the way completed
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Great news :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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