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Pay ALL your debt off by Xmas 2017

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  • #25 22955/28955 $6000 left to pay.

    Got christmas all sorted this month, and got a payrise at work, plus backpay. Aiming to have it clear by May. One month left, wow its scary how quickly this year has gone!
    Formally liuhut
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 6170.... wins 2011 aprox 2000
  • abba1772 wrote: »
    Have you put a ppi claim in for the loan????

    Or maybe it's an adjustment on the interest for all the extra payments you've made xx

    No ppi for this sort of loan but I think perhaps it might be an interest adjustment that they didnt tell me about :)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Happy Friday peeps :hello:

    Sent £12.03 towards the Halifax brings my total to £6548.06 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • elleJay42
    elleJay42 Posts: 165 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Hello, pay day has been and gone so I have £100 today to put to my CC. I had hoped to have a little more but I got engaged a few weeks ago so we've had a few celebrations to pay for and I bought my fiance a present, only fair, I got a ring :D

    Looking forward to properly knuckling down and getting all this debt (and a bit more to add too) paid off by May next year hopefully and then I can spend a year saving for the wedding!

    #118 £3686.97 / £4861 (75.85%)
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    elleJay42 wrote: »
    Hello, pay day has been and gone so I have £100 today to put to my CC. I had hoped to have a little more but I got engaged a few weeks ago so we've had a few celebrations to pay for and I bought my fiance a present, only fair, I got a ring :D

    Looking forward to properly knuckling down and getting all this debt (and a bit more to add too) paid off by May next year hopefully and then I can spend a year saving for the wedding!

    #118 £3686.97 / £4861 (75.85%)

    OMG congratulations :j:j:j:j:j:j
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    elleJay42 wrote: »
    I got engaged a few weeks ago

    Huge Congrats ElleJay!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • greent
    greent Posts: 10,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Firstly, congratulations, elleJay :beer:

    Another new month = new figures :D

    Dec's figures: total paid is £302 - meaning YTD total is £12239/ £10k for #15 :D
    Running update:

    (OH) VW 13166 - repay min 3612/ Dec paid 302/ YTD Paid 3624 (100.3%)
    (me) Sains 5852 - repay min 3564/ Dec Paid 0/ YTD paid 5852 (164%) :j
    (OH) Next 973 - repay all 973/ Dec Paid 0/ YTD Paid 973 (100%) :j
    (OH) PO CC 350 - repay all 350/ Dec Paid 0/ YTD paid £350 (100%) :j
    (Jt) Tax Cr 1444 - repay all 1444/ Dec Paid 0/ YTD paid £1444 (100%):j
    Totals: 21711 - (2017 repay 9943 - round up to £10k target)/ YTD paid 12239 (122.4%)

    Paid £244 OP to BTL mtge, too :)

    We have put some larger purchases on 0% CC (maybe 8K?), so total is more than the £9472 which it should be by now :o. However, my plan is to get balances on these as at 31st Dec and then start again next year - hopefully clearing it all in 2018 :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    A cheeky £7.64 sent towards the Halifax card brings my total to £6555.70 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • #172

    I’ve paid off another £300

    Amount left is £1000
  • Congrats Elle Jay.
    Congrats Kirst p on the baby - my loan was 2.88% from Hitatchi Finance I did a soft search on here first bizarre some would only give me a small chance of a loan others a great chance.

    Muppets to stop messing you about by altering totals because i imagine that this is such hard work. You could put my total as cleared because technically I have paid 3/4 of it completely and the other 1/4 I'll add to my mortgage figure which was never on here on here because I had not thought of clearing it. And my figure for 2018 on the New Spreadsheet will be £11,000 omg it sounds a lot but at least I know without debt busting it will be gone in 36 months. With the help of you people and some luck I could do it in 12 - 18 months maybe.
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
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