Pay ALL your debt off by Xmas 2017

elleJay42

Hi, I've paid off another £70 of my CC so my new total is:

#118 £3576.97 / £4861.03

This is my 3rd year on the challenge and each year I've ended up right back where I've started, pretty much to the exact pound! I've been the same, trying my hardest but life gets in the way, flatmates moving out and leaving you in the lurch, sisters getting engaged and then married 14 weeks later - thanks for the time to save for that one sis!

I find the last 3 or 4 months are the hardest on the challenge and everybody goes a little quiet, hopefully someone will sort another for 2018 and we'll all get a little closer each time!

p.s I've paid off £3500 this year but I've also accrued another £1800 over the year with selling/buying our house so I'm just as bad but this year I see it as a win that I'll be starting 2018 off with around £2500 debt rather than the £4800 from the other years

kindofagilr

October and November Update

#87 Paid £809.70 in October and £899.61 in November making totals £10,380.18/£10,000

That's me calling it for this year (december goes onto next year for me)

Thank you muppets for this thread

Will there be one for next year? x

abba1772

£1.05 sent towards the Halifax brings my total to £6029.74 / £6000

Blackberrycurved

FLORENCE J / KIRSTY POOS / ABBAI772 / KIRSTY POOS / ELLE JAY42
I didn't want to make anyone feel bad because I am genuinely glad people are doing so well but actually even your 4 posts made me feel a whole lot better. And it's not feeling good about other people struggling but it's knowing that it's not just me and that was one of the most inspirational things about this thread when I first joined. Yes there are other places on this site t go if you want to talk about meal planning or extra income or whatever but even that bit of interaction as in I paid this by doing that reaches out I think. Thank You.

abba1772

Blackberrycurved wrote: »

FLORENCE J / KIRSTY POOS / ABBAI772 / KIRSTY POOS / ELLE JAY42
I didn't want to make anyone feel bad because I am genuinely glad people are doing so well but actually even your 4 posts made me feel a whole lot better. And it's not feeling good about other people struggling but it's knowing that it's not just me and that was one of the most inspirational things about this thread when I first joined. Yes there are other places on this site t go if you want to talk about meal planning or extra income or whatever but even that bit of interaction as in I paid this by doing that reaches out I think. Thank You.

Glad you're feeling better......I love this thread I actually come on here first thing as I find it spurs me on xx

Florence_J

Blackberrycurved wrote: »

FLORENCE J / KIRSTY POOS / ABBAI772 / KIRSTY POOS / ELLE JAY42
I didn't want to make anyone feel bad because I am genuinely glad people are doing so well but actually even your 4 posts made me feel a whole lot better. And it's not feeling good about other people struggling but it's knowing that it's not just me and that was one of the most inspirational things about this thread when I first joined. Yes there are other places on this site t go if you want to talk about meal planning or extra income or whatever but even that bit of interaction as in I paid this by doing that reaches out I think. Thank You.

Glad you feel better

kirtsypoos

Blackberrycurved wrote: »

FLORENCE J / KIRSTY POOS / ABBAI772 / KIRSTY POOS / ELLE JAY42
I didn't want to make anyone feel bad because I am genuinely glad people are doing so well but actually even your 4 posts made me feel a whole lot better. And it's not feeling good about other people struggling but it's knowing that it's not just me and that was one of the most inspirational things about this thread when I first joined. Yes there are other places on this site t go if you want to talk about meal planning or extra income or whatever but even that bit of interaction as in I paid this by doing that reaches out I think. Thank You.

I think you are right - it can become an exercise is numbers, which can be great but can also be alienating for those looking for support. Glad the posts helped

DebtFreeDuo

Blackberrycurved wrote: »

FLORENCE J / KIRSTY POOS / ABBAI772 / KIRSTY POOS / ELLE JAY42
I didn't want to make anyone feel bad because I am genuinely glad people are doing so well but actually even your 4 posts made me feel a whole lot better. And it's not feeling good about other people struggling but it's knowing that it's not just me and that was one of the most inspirational things about this thread when I first joined. Yes there are other places on this site t go if you want to talk about meal planning or extra income or whatever but even that bit of interaction as in I paid this by doing that reaches out I think. Thank You.

I completely agree, it certainly helps motivate you and keep you going if you can see not just how much people are managing to pay off but also what they are doing to pay off debts. I'm eagerly awaiting next years thread and will hopefully be able to add in some support in this way.

abba1772

£10.00 sent towards the Halifax card brings my total to £6039.74 / £6000

How is everyone getting on........is everyone getting ready for Xmas ???

mumto2girlsandaboy

Payments made #073 £2371/£2500
nearly there, i dont post with debt busting ideas because i dont do anything specifically to pay off debt but i have found having that target and posting that throughout the year has kept me aware of the need to pay it and not just spend any extra money in my budget.