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Pay ALL your debt off by Xmas 2017

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  • #170

    Not sure if this counts as going on here, but I have just changed my car to enable my debts to reduce, and I have taken £6875 off my total debt.

    I have over paid my loan by £200 this month as well. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Hi Muppets,
    I am number 39 and my debt is now £3,500 as of just now :)
    I don't see how i can make it by the end of 2017 but I think February 2018 will be DF date :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Good Morning all,

    This month I have paid so far #03 with a payment of £233.40.
    DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
    DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
    DFXMAS 2017 Total £3902.37 / £18927.72 /20.62%
    DFXMAS 2018 Total £4746.36 / £18528.62 /25.62%
    DFXMAS 2019 Total £3650 /£17568.99/20.78%
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Hope you're all well.......had a major spendy weekend due to Xmas shopping .........I'm nearly done :j

    Sent £54.14 towards the Halifax brings my total to £6101.79 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Sent £3.73 towards the Halifax......officially skint but hoping to get paid today :j

    Brings my total to £6105.50 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    #006 checking in with £17,639.74/14,539.71 please muppets - made a payment to spendy CC to cover baby bits. It's covered by an existing savings pot but I spend on CC to keep a track of exactly what I have spent in which store and then transfer the $ to cover every couple of days :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Bit of a spendy day today :mad:

    Paid off my cooker on the Argos card and sent a bit extra towards it to cover some Xmas presents I put on there at the weekend :o

    So £400 sent to the Argos card and £22.70 towards the Halifax card :j

    Brings my total to £6528.20 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • #46 with a payment of £10 please Muppets.....

    However, when I logged on this morning to the loan account it was £166.73 less for some reason, no idea how that happened as there were no more payments gone in...must have been an adjustment of some sort (early Christmas present from official secret santa??) ....don't know how to adjust the figure here now......the total outstanding at the moment is £4427.27
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    #46 with a payment of £10 please Muppets.....

    However, when I logged on this morning to the loan account it was £166.73 less for some reason, no idea how that happened as there were no more payments gone in...must have been an adjustment of some sort (early Christmas present from official secret santa??) ....don't know how to adjust the figure here now......the total outstanding at the moment is £4427.27

    Have you put a ppi claim in for the loan????

    Or maybe it's an adjustment on the interest for all the extra payments you've made xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sent £7.83 towards the Halifax card would like to get this card under the £4K mark come the end of the year bit of a challenge but I work well under pressure :rotfl:

    Brings my total to £6536.03 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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