Pay ALL your debt off by Xmas 2017

Eltee12

Eltee12 wrote: »

#45 now paid £493/£1968


Unfortunately my excel spreadsheet has exploded and I've lost all my projected budget stuff - stupid me didn't have a back-up copy, Doh!


El

Hurrah, managed to fix it AND now have a back-up copy :-)

Captain_Bluebear

Good morning everyone!

Another £100 paid off to my last debt so just £900 left to go now!

#66 £1989/£2889

parsniphead

My final debt payments for the month today, so my figures stand at.

#22 862.22/7148.39. 12.06%

I have just been checking my bank account and realised that if I really reign in my spending for the next couple of weeks I should start may overdraft free. :j I want to get rid of this as I haven't had an overdraft for about four years but had to set up a small one of £150 for the past few months. It will be so good to see it gone as its really been bugging me to have it back again.:mad:

muppets

River.Bee wrote: »

Hello, is it too late for me to join?
I want to pay off half of my debt by this Christmas so my target would be £1720

My first challenge *nervous smile*

Thank you!

Evening River.Be and welcome. You are # 146

Pammy2017 wrote: »

Hi Muppets

I'd like to join in please, my target is 3418.57 by Christmas 2017.

Evening Pammy2017 and welcome. You are # 147

Lau0707 wrote: »

Hi all, I know I am late to the party, but can I join in please

I have one student over draft to clear at £1297
I have other debts but they won't be paid by Christmas lol. x

Evening Lau0707 and welcome. You are # 148

muppets

Spreadsheet on front page updated:j

leanne0121

No 78 finally able to make a payment :j:j:j of £1,200. Taking my total paid off to £9,000 of my target of £10,000

Had lots of bills in March (car insurance, MOT, servicing and birthdays) felt the longest month ever. On the plus side I've not added to my debt and have really hit the surveys (which can be painful at times :eek:).

Hopefully little bits will continue to be paid and i can get rid of this debt :j:j:j

donkids22

No 054 1433.95 is my new total that i have paid off.

Have paid off 331 this month. Not sure if we can keep this up long term as we are waiting for our house to complete and we will need extra money to pay for some home improvements. Will not be using the cards but hoping if i go to minimum payments on them it will give us a bit extra for a few months.

sharronej

MUST REFOCUS

House of Fraser have the matching sideboard to my dining suite on off with £400 off - really want it but need to get rid of this debt first so I have made myself a coffee and intend to sit here and read this forum until the urge to click 0% credit passes!! My bank loan of £635 has just gone out of the bank and if I ever want to get out of this hole I need to stop digging. Hope everyone has a lovely but frugal Easter weekend x

parsniphead

Hello sharronej.

Sit down and add the cost of the new furniture o to your existing debt. The work out how much longer it will take for you to pay it off. Your current DFD is........your new DFD is.........

It may help.

Its hard when you want to improve your home and I know where you are coming from. Keep strong.

sharronej

parsniphead wrote: »

Hello sharronej.

Sit down and add the cost of the new furniture o to your existing debt. The work out how much longer it will take for you to pay it off. Your current DFD is........your new DFD is.........

It may help.

Its hard when you want to improve your home and I know where you are coming from. Keep strong.

Thank you parsniphead, the truth is that I have become spoilt - I just spend money (or credit) without thought and that's the real issue and part of the reason why we are in the financial predicament we are in. Or dfd is four years away and includes our mortgage which ends in two years - I have promised myself a new kitchen when we finally get there so I guess what I really have to ask is how much longer do I want to wait for those shiny new units! This weekend I am going to do some painting (already got the paint) in my old kitchen - I might even tease myself by looking on some kitchen websites lol :rotfl: