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Pay ALL your debt off by Xmas 2017

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Comments

  • Glittery_2
    Glittery_2 Posts: 139 Forumite
    Hi,

    I have been reading this forum for a while and I would love to join if possible I have £14000 as of the beginning on February. Currently left £12500. Want to be debt free by the end of 2017 been hanging over me too long now.

    Welcome Mimi !
    2017 [STRIKE]48000[/STRIKE]
    2018 [STRIKE]25900 [/STRIKE]
    2019[STRIKE]11950 [/STRIKE]to pay off
    £[STRIKE]4400[/STRIKE] to pay off !
    DEBT FREE :)
  • leanne0121
    leanne0121 Posts: 40 Forumite
    Tenth Anniversary
    sharronej wrote: »
    MUST REFOCUS

    House of Fraser have the matching sideboard to my dining suite on off with £400 off - really want it but need to get rid of this debt first so I have made myself a coffee and intend to sit here and read this forum until the urge to click 0% credit passes!! My bank loan of £635 has just gone out of the bank and if I ever want to get out of this hole I need to stop digging. Hope everyone has a lovely but frugal Easter weekend x

    This made me refocus!!!! Thank you. :beer:
    I have my eye on a new sofa which I love......And it has £300 off this weekend......Nearly weakened until I saw your post and it made me realise, what the hell was I thinking of :eek:
    Just redone my bills spreadsheet to sort my head and finances out. Need to keep going. Will be keeping my eyes out on eBay, hoping someone will ditch a sofa exactly the same :rotfl::rotfl::rotfl: I can but hopem:rotfl::rotfl::rotfl:
    mortgage free wannabe outstanding Now £26,000 2019 £40,000 2018 £46,900 2012 £109,000 Survey 2017 £355 2018 £438 2019 £412.91 2020 £260.43 2021 £308.89. 2022 £383.70
  • leanne0121
    leanne0121 Posts: 40 Forumite
    Tenth Anniversary
    After a spendy weekend avoided!!!!!!
    No 78 paying another £200 off
    So now owe £800 having paid off £9200 from my £10,000 target.
    mortgage free wannabe outstanding Now £26,000 2019 £40,000 2018 £46,900 2012 £109,000 Survey 2017 £355 2018 £438 2019 £412.91 2020 £260.43 2021 £308.89. 2022 £383.70
  • LuckyPenny
    LuckyPenny Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    Paid a lovely £900 off my CC today, bringing my journey to debt free that bit closer. Christmas seems totally do-able.


    #40 £2000/£5865
    Competition wins £14,136.30[\COLOR]
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon lovely people :)

    #006 checking in with £3439.71/£10000 please muppets :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Megano
    Megano Posts: 324 Forumite
    036)
    GOOD NEWS:j:j payment of £159.11 has been made.
    BAD NEWS: OH's car is f**ked so we are £600 for repairs which means we've had to put it on the cc taking the overall debt up again! :mad::mad::mad: still confident I'll be debt free this year though :)
    Virgin Money £0/£1445
    TSB £0/£659.53
    BOM £0/£1480
    Tesco £8.36/£4647.26
    Total £8.36/£8231.79 0.101%
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi,

    I have been reading this forum for a while and I would love to join if possible I have £14000 as of the beginning on February. Currently left £12500. Want to be debt free by the end of 2017 been hanging over me too long now.
    Hi Mimidancer07 and welcome. You are #149.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • I have been looking at the first page and everyone is doing so well, I think this challenge will be achievable for most people.....Unfortunately I can only do small payments towards it and xmas 2017 will not see me debt free, but I made a start and eventually it will happen, no idea when, dreading June when interest will add to it and the amount paid will look even smaller...
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    I have been looking at the first page and everyone is doing so well, I think this challenge will be achievable for most people.....Unfortunately I can only do small payments towards it and xmas 2017 will not see me debt free, but I made a start and eventually it will happen, no idea when, dreading June when interest will add to it and the amount paid will look even smaller...

    The beauty about this challenge is, (despite the name of the challenge) even if you can't be debt free by xmas, you just set a target figure that you would like to have paid off. I was part of this challenge for 4 years before I took over, then last year, the year I took over, I became debt free. Now I am using the challenge to pay off my mortgage. There are a few members who have been here a few years and will still be here for a few more years. xx
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Having paid off £20,000 in the past 4 years. I have £800 left. This has been, at times an almighty struggle. I am no longer working but I think there are ways and means of achieving this so I am certainly in for being debt free by Xmas.
    It will be the best Xmas for many years.
    SCP # 034
    The £1000 emergency fund #59
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