📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NST: December 2016: A pared back Christmas

14142434446

Comments

  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done everyone on sticking with this month challenge and a big well done to those with lots of NSD's.

    See you all in Jaunary.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Thanks for running the chalkenge dolly

    I became debt free (apart from the new roof loan!) so I'm chuffed :)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Well done everybody for this month... December can be a real tough one... Thanks Dolly for running the thread this month too! Awesome job!

    I will personally be glad to put 2016 behind me... and I'm going to spend tonight and tomorrow planning for the year ahead... goals... targets... things to let go of and things I want to embrace.

    Wishing you all a very Happy New Year

    :beer:
    ⭐ DEBT FREE : 18/02/2025 ⭐
    Follow your heart & be true to yourself always
    My life is full of abundance and prosperity
    NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
    Be kind - Eat well - Exercise - Be mindful
  • I failed completely on NSD's. Primarily due to illness/CBAness early in the month. My FAT spending was ridiculous. Need to be more mindful.

    However, I came in under on my grocery budget and all other budgets for the month, so I have the rest of things pretty under control.

    Have a Happy New Year everybody.
    Goals - Weight loss 6/26lb at 22nd Jan 18
    Mmmm. 26lb at 1/7/18. Oops:o
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Well done everybody for this month... December can be a real tough one... Thanks Dolly for running the thread this month too! Awesome job!

    I will personally be glad to put 2016 behind me... and I'm going to spend tonight and tomorrow planning for the year ahead... goals... targets... things to let go of and things I want to embrace.

    Wishing you all a very Happy New Year

    :beer:

    Abundant - I love your idea of 'things to let go of and things I want to embrace'. I may well nick it for next year!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks for running December dolly. A so so month for me - overspent on some budgets, under spent on others but probably equalled itself out over the month. See you all in January's challenge :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks Dolly for December and all your kind words along the way. Not sure where I am upto with SFD but another one today - done pretty well, food shopping budget well below budget. Haven't overdone presents managed to pay more than usual cc payments. Successful month and team turtles Have a great New Year, off to bed after 7 mile walk today with a cold, shattered to say the least x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • nannygladys
    nannygladys Posts: 3,235 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone

    Happy New year everybody.

    I'm not joining in the January challenge, having a month off no particular reason for it but I need some time to think about where I'm going at the moment. Nothing serious happening just need a bit of time. But I will be following you all so be good!!! Lol
    Nannyg
    £1 a day 2025: £90.00/365 Xmas fund
  • Just checking in with my totals. I went way over on my presents budget at £627! Food ended up at £411. £0 for entertainment but £300 forcing the car through its MOT. NSDs were a fail so I must work on building this up!

    Happy new year x
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy New Year.
    Thanks Dolly for Decembers thread.

    Didn't do too badly on the NSD.
    Other bits,good and bad:mad:
    Going to knuckle down in January and get organised.

    ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.