Advice on buying the wrong house

Buddy1990

Kids would solve the problem but not for another 9 months. On a serious note tho. There not loud as such you can just hear everything impact noise wise. We never really hear shouted crying just the kids running around upstairs front door opening closing ect. It's a mix between poor sound proofing between the houses and the fact there's 3 young children. But the move we hear it the more we focus on it and hear it more. Obviously kids make noise because I knew I did,just after work when you want to sit and relax in peace you don't want to hear someone else children playing , and I don't mean that in a funny nasty way. Mg gf isn't taking it well tho she's working her self up and getting quite ill in the process. and won't let her brain switch off that she's ruined the rest of her life ect because we can't see a way out. We would like to just sell but we've saved hard for that money. Plus we want to buy again so every bit of money counts. Is there anyway to get out of early repayment charge. I'm guessing not.

ACG

Im not sure how to word this but rather than getting stressed out about it have you tried to get used to it and accept it?

I have always lived in semi's. I hear my neighbours sometimes, usually on the stairs. It does not bother me in the slightest. I have also lived in a pub with people in 12-14 hours a day on a main road, that took some getting used to, but eventually I did - to the point where I could literally sleep through a band playing on a saturday night.

My next door neighbours kids play outside and they also have a dog, thats a bit annoying as they let it out at about 10-11pm when it starts barking for 5-10 minutes, but not enough to bother me once it has stopped.

If you sell up and do not find a new house the ERCs will stand.
If you sell up and the lender does not allow you to port, the ERCs will stand (basically, keep your jobs and keep your credit reports clean).
The ERCs stand if the mortgage does not last 5 years, no way out of it.

Your partner is just used to a detached, millions of people up and down the country live in semis, terraces and flats without any problems. I would be surprised if she can not get used to some neighbours over time.

As for the space, there is not a lot you can do about that. Put a gym or an office in the spare rooms or if you have hobbies can you make it in to a room for that? A bowl of fruit and an easel and your set?

Thrugelmir

Buddy1990 wrote: »

Basically we were first time buyers ,and lived at home. Maybe we should of rented for a bit first to get jist of everyday living. We looked at a few houses that needed loads of work. This one came up we both liked it. Big 3 bed extended semi, big open block paved drive , huge rear garden , garage. On suit, down stairs shower room and so on. We drove by every day to suss the area night and day ect. I've worked on it non stop after work to make it how we want it. Now we feel like we're alone in this big family sized hours. We only use the bedroom and kitchen and living room for about an hour a night. Also next door have 3 young children so can here a lot of impact noises and this is really getting my girlfriend down. Shes lived in a detached all her life with parents. Getting to the point it's making her ill.

Buying a detached house isn't going to solve your problem. As in all likelihood it's going to be too large for just the 2 of you. Get out regularly in the evenings. Cinema etc. You cannot pick your neighbours unfortunately. Build on the positives.

csgohan4

I only use less than 50% of the space in my house, terraced house and no issues so far. Bigger place is better than a small place as you can never expand if you have small place.

Mojisola

Buddy1990 wrote: »

Mg gf isn't taking it well tho she's working her self up and getting quite ill in the process. and won't let her brain switch off that she's ruined the rest of her life ect because we can't see a way out.

This does seem like an over-reaction to the situation.

A few sessions of therapy for her on how to manage stress and expectations would be cheaper than moving.

AllyMac

She actually sounds like she needs to see her GP or a counsellor. That's a big reaction.

If you really can't bear to stay, could she go back to her parents big old detached place and you rent it out for a while?

Buddy1990

hooefully she will get better and come to terms of moving out ect. It's been a month now tho and feels like she's getting worse. She says she doesn't feel anything about the house and it doesn't feel like home. Would renting it out for 6 months moving back home and saving hard then selling be a good option if push comes to shove. As I can't think of anything else

Buddy1990

I'm hoping it doesn't come to having to move back but if that's what's gotta happen then be it health comes first right. I've looked into sound proofing Aswell and from what I've read on line your wasting your money against impact /footfall noise. I think the also have wooded floors same as us so that's adding to the problem. Living with parents is so easy

Thrugelmir

Buddy1990 wrote: »

She says she doesn't feel anything about the house and it doesn't feel like home.

You make a property become a home. Doesn't magically happen when you walk through the door. .

ViolaLass

So your gf doesn't like it because she grew up in a detached house (so the new one is too small?) but you also don't like it because you're both rattling around in it.

Doesn't add up.

Spending that amount of money is scary, I felt it too when we bought but it sounds like you and particularly she are over reacting.