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EH - Essex > Hebrides...the next step of the adventure?
Comments
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Have a lovely Christmas and holiday EHGive my love to the Hebrides please!Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc2 -
Have a great Christmas and holiday EH - I'll wave from the mainland!😃🎄☃️🎅xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Have a lovely break EHMy mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
Have a lovely relaxing break, fingers crossed you are both fine to go. Merry Xmas to you and Mr EH.xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.002
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Hello EH - sending you & Mr. EH season's greetings & best wishes for a happy and healthy 2022. - xxx RT & OH
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!1 -
Hope the holiday is what you dreamed it would be and that the weather is kind enough to let you see all the beautiful scenery.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Ditto what SH says and if the weather is nice please can you keep it as we’re off to Skye on the 5th
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
I hope you had a happy Christmas EH.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
Thanks all - we had a lovely day with my parents on Saturday, then left that night to start the drive up, continuing on Sunday. Just one diversion on the way as the A66 was closed due to the weather, so a slightly longer/more time consuming trek across the A69 instead. The ferry across on Monday was fine - actually running early which is unheard of on thst sailing!First couple of days were beautiful weather, today a little less so as it was VERY wet and windy this morning! Made us appreciate the lovely cosy cottage all the more, though.
Sunrise from the cottage yesterday morning
North Uist hills this afternoon.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her13 -
Beautiful 😍I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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