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EH - Essex > Hebrides...the next step of the adventure?

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Comments

  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Looks fab EH. Enjoy your holiday
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Wonderful photos EH, hope you have a lovely holiday and a fabulous New Year! 🥂
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 30 December 2021 at 5:10PM
    [whimpers] [bumps next island trip up the priority list]
    Hope you are having a great time  xo
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you are having a wonderful time EH
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Wishing you a happy, healthy and prosperous new year!! 😊
    'Happiness is not a destination but the journey you walk every day'

    Weight loss challenge 2024:
    Start weight: 9st 13.1lb
    End weight: 8st 13lb

    Weight loss challenge 2025: 
    Start weight: 8st 6lbs
    End weight: 

    Nov GC: £0/£350

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year EH and here's to a prosperous 2022!🥳🍾🥳
    I hope you're enjoying your holiday - the photos were beautiful. 👍
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • boxofpaws
    boxofpaws Posts: 757 Forumite
    Eighth Anniversary 500 Posts Photogenic Name Dropper
    Wonderful photos. Hope you're having a great time!
    Debt Jan 2017 = £42k
    May 2022 = £15k
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