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EH - Essex > Hebrides...the next step of the adventure?

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  • milann
    milann Posts: 11,410 Forumite
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    You are so right about use it or lose it. I’d built my walking up after surgery 15 months ago. Once I was walking the levels I wanted - lockdown opened up a lot and my walking took a back step😏 I’ve been out for a walk I’d worked up to doing fairly easily and but did it today for the first time in months……I really know about it 😳 It sounds a sensible approach to hitting fabulous 50 👏👏
    January spends - £587.58
  • savingholmes
    savingholmes Posts: 28,986 Forumite
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    I'm young too then Beanie - although I will turn 52 this year. Seems impossible to believe...

    Well done on the health plans EH. Definitely agree with use it or lose it. I'm trying to step up my walking again - but in the bitter cold (by my standards) it's hard...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Cheery_Daff
    Cheery_Daff Posts: 17,236 Forumite
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    Excellent planning there! Love the focus for the year. I have just some yoga and am now in bed so I hope you're following my example 😂😂😂
  • starnac
    starnac Posts: 5,946 Forumite
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    Obviously a year for big birthdays judging on all the comments so far. :D I am 40 this year and I have pretty much the same goals as you. I've put on quite a bit of weight over lockdown then injury stopped my running last year so I'm building back up slowly. Hydration and stretching is definitely things I overlook. My job changed over lockdown when everything shut and so I spend a lot more time sat at a desk now and it has definitely affected my fitness levels.
    Good luck EH. Sensible goals there 
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • milann
    milann Posts: 11,410 Forumite
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    That photo is just stunning. 
    The idea of 30 plant based ingredients sounds very doable……I might pinch that one. I couldn’t go veggie but would happily add extra pulses and veg.
    January spends - £587.58
  • greenbee
    greenbee Posts: 17,853 Forumite
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    Stunning photo.

    Re. the 30 plants a week - I've been doing this for a couple of years and mostly manage fairly easily (when I was first asked to do it I didn't actually see what the big deal was - but then I generally faily on protein intake). I've been told that you can include herbs, spices and herbal teas. I'm not sure wine counts... When you think about it, half a teaspoonful each of turmeric, ginger and cinnamon in yogurt a couple of times a week (for example) is as important as making sure you have kale, peppers and spinach... It's worth trying to make sure you're skewed more towards veg than fruit as well (I rarely eat fruit, so haven't hit this problem) as a lot of people find they're increasing fruit massively rather than veg, which is good.... but doesn't have quite the same results. 
  • rtandon27
    rtandon27 Posts: 5,750 Forumite
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    What a great idea EH - just had a little look round t'internet and found out that grains also count as one of the 30!  If we add in a piece of fruit each day, we'll hit 30 easily!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
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