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EH - Essex > Hebrides...the next step of the adventure?
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EssexHebridean said:...Got onto a nice Prolific study last night - a two parter both parts of which pay over £2 for roughly 10 minutes each which is decent. I've set a reminder to check for the second part next week as payment is reliant on both being done.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!3
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rtandon27 said:EssexHebridean said:...Got onto a nice Prolific study last night - a two parter both parts of which pay over £2 for roughly 10 minutes each which is decent. I've set a reminder to check for the second part next week as payment is reliant on both being done.Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20174
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I got the 13p one as well RT! Ruby you're right - it really does all add up - if I get several at once I do skim an eye over to check the hourly rates and prioritise accordingly though!
I have remembered to print the packing list for going away so we can really get stuck in this evening. I've also been told not to bring lunch to the office tomorrow because we're having pizza - we'd usually go for our office christmas lunch but neither of us fancy it this year thanks to ever increasing London Covid figures so Mr Boss has said he'll order Dominos - yum!
Ooh - forgot to say, decluttering is gently continuing. MrEH has had a pile of books on his bedside table growing ever taller - I suggested he might have a look through and see if any could go to the charity shop bag the other day - he did, two are for keeping, one is for keeping for now but will be taken away and won't come back with us, and the balance have gone to the CS bag - I'm seeing that as a definite win! I need to skim an eye over CD's next I think to see if there are any I might want to release. It could be worth looking at Music Magpie but I suspect nothing will be worth the bother.
Right - I will do the two OnePoll surveys that are waiting for me and then crack on with some work before the next clients arrive.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
Dominos sounds like a great alternative. A few of us girls are having Christmas drinks over zoom this evening. No childcare, no increased risk of the virus-we-won't-name and by drinking what I already have, it's a pretty cheap night "out"Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2005
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You're very good EH - decluttering just before Christmas - I'll start in the New Year!🤣
When are you actually off to the Hebrides? I'll wave to you from the mainland once I get up to the Highlands next week (fingers crossed!🥴🤞). My DD went up last week and says at least it's stopped raining over the last few days and the dogs have managed to stay dry!🤣Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4 -
That’s such a good way of doing a Christmas “night out” pandemic style Starnac!SSG our ferry is first thing on the 27th - at the moment the forecast for the first few days looks reasonable - and, the main thing, Monday is looking good for not too much wind - always a consideration when travelling by ferry!Two batches of pastry made and in the fridge. We had a decent little flurry around when I first got in tonight, handily at just the same point MrEH finished work. He’s pushed the hoover round, I did the washing up, then he did another batch with the food processor and some other bits.Next job is to tackle the bulk of the clothes packing, I think.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
You’re on a roll there HE 👍January spends - £587.583
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Clothes packing is DONE! 😁 You have never seen such a well stuffed rucksack, trust me - we did however manage to get pretty much everything bar clothes required for travel days in somehow.And a little more decluttering too - tonight is the last of a bottle of Highland Park - for which I’m laying the blame firmly at the feet of @mark55man !🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
I hope that included suitable liquid refreshment for the various stages of the journey
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
Well done on the packing. Glad you enjoyed the punAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253
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