“Just Say NOvember; Batten Down the Hatches 2016”.

edited 1 November 2016 at 8:13AM in Debt-free Wannabe Challenges
724 replies 53.6K views
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  • thriftylassthriftylass Forumite
    3.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    There we go, a full score (20) of contenders so far.
    NST September
    NSD 6/20 NDD 7/22 spends £180/500
    Exercise 5/22
    CC Debt £1013 £700
    DFD 12/21 Mortgage 109343 (04/17) 92300 (11/19) 80779 (08/21)
  • WantToBeSEWantToBeSE Forumite
    7.7K Posts
    I've been Money Tipped! Debt-free and Proud!
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    No you don't have to but you can post your numbers if you like. Otherwise you just keep track of them yourself. Same with the grocery you don't have to post it I trust you to know what you usually spend and try to get it down but 5/10%.

    Thanks Thrifty. I'll post them once i have worked them out :)
  • Seasidegal58Seasidegal58 Forumite
    4.8K Posts
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
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    Hi thrifty

    Please sign me up - civilian. I'll post my ' precis' (posh word!) on day one!:D
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • smallholdingsistersmallholdingsister Forumite
    4K Posts
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    Please may I join for military?
    Budget will be £312 for five but our pantry is rammed.
  • apple_muncherapple_muncher Forumite
    12.2K Posts
    10,000 Posts Seventh Anniversary Name Dropper I've been Money Tipped!
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    Thank you for the advice re my food spends - much appreciated! Will apply the usual 'if you only spend on x, and nowt else, then it is an NSD' rule.
    NST July; NSD 14; Ex 17

    Mortgage £300 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: very soonish
  • crunch_timecrunch_time Forumite
    1.4K Posts
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    Morning

    Please can you sign me up for the military? Ill keep my scores on my signature.

    Many thanks!

    Crunchy xx
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
  • thriftylassthriftylass Forumite
    3.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Hello, pretty much offline for today but will pop back in tomorrow to update numbers.
    NST September
    NSD 6/20 NDD 7/22 spends £180/500
    Exercise 5/22
    CC Debt £1013 £700
    DFD 12/21 Mortgage 109343 (04/17) 92300 (11/19) 80779 (08/21)
  • jojitsuijojitsui Forumite
    396 Posts
    Apple Muncher I am diary free (Vegan) and have loads of cheap, diary and gluten free recipes that I am happy to share :)

    I've got a really busy weekend ahead so am planning my 1st week now!

    I am planning to hit week 1 hard with ZERO spend days (It helps that will not have my car and will be having lifts to and from work with my hubby)

    I have 4 DD coming out (mobile phone-£25, Barclay card £65, RSPB-£8 and dogs trust £9) in week 1 and after a quick look through my cupboards I have enough food, toiletries and cleaning products to last me until next Christmas so that shouldn't be a problem (seeing all the surplus items has really made me think about my shopping habits) The not going out will be though. I usually go out for a drink at least 4 times a week and the pub is a massive part of my social life! A coupe of pints and a takeaway will be replaced with a cup of tea and a home cooked meal!!

    Good luck everyone
    Make £10 a day August 2019 - £0/£310.
  • thriftylassthriftylass Forumite
    3.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Goooooood morning.

    Only 3 days to go till we lock the doors and throw away the key, superglue shut our purses and cross the road when we see a shop.

    Everybody is listed and number up to crutch_time.

    I did a biggish food shop in Aldi yesterday that will already come out of my November budget. Didn't do it to be sneaky about NSDs but because I was off with a sick DS anyway and was able to avoid going with the whole family in tow on Sunday.

    DH is out tonight and I will do a food audit and refine my meal plan. Our new slow cooker arrived yesterday and I'll stick some soup in tonight for work next week.

    Was dreaming about stripping the wallpaper in the guest bedroom last night. Itching to do up that room. Might add a wee challenge for the first week: Try do do one project for free/very cheap. I might try and source curtain poles, paint etc on free cycle or similar. Any ideas anyone, where to get free unwanted diy materials? If sth like that exists. You know like in those TV programs where they up cycle stuff for free.
    NST September
    NSD 6/20 NDD 7/22 spends £180/500
    Exercise 5/22
    CC Debt £1013 £700
    DFD 12/21 Mortgage 109343 (04/17) 92300 (11/19) 80779 (08/21)
  • Eager_ElephantEager_Elephant Forumite
    4.7K Posts
    Part of the Furniture 1,000 Posts Combo Breaker
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    I'm in - I think I would like to try military!!


    Thanks thrifty for running NOvember!!


    I don't want to be pedantic but on the weekly NSD's you have gone up to 31st but Nov only has 30 days.
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