“Just Say NOvember; Batten Down the Hatches 2016”.

edited 1 November 2016 at 8:13AM in Debt-free Wannabe Challenges
724 replies 53.6K views
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  • mothernerdmothernerd Forumite
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    apple I think your daughter's special food could legitimately count as medicine (special dietary requirements for medical reasons), if that helps. Sorry thrifty not intending to usurp your authority.

    I'm still pondering. I want to say military (just stay away from shops altogether) but need to work out how to manage carrying stuff and avioding bus hops.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • Poppy3008Poppy3008 Forumite
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    I'm in - civilian!
  • FmessFmess Forumite
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    Welcome back apple, I feel for your daughter, I'm starting to try and avoid lactose at the moment as well as being gf as I've started to get symptoms again whilst being completely gf :( I think they'd count as 'medical' :)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
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  • greentgreent Forumite
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    I'm in - pretty sure I'm gonna be civilian - but might see if I can achieve civilian+ (between the 2 camps) where possible! :D:D (I am going to do some Xmas shopping in Nov, though - would stress me too much if I left the rest to Dec and I have some Dec bdays - plus I've built up a nice stash in my amaz0n acct from tcb and quidc0 to spend, so it's free money :D. There are some presents I can order in the next couple of days (plant based ones) so I'll sort at least those beforehand)
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
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  • SpekySquareheadSpekySquarehead Forumite
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    Me please!!!!!
  • edited 27 October 2016 at 12:15PM
    thriftylassthriftylass Forumite
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    edited 27 October 2016 at 12:15PM
    Now, then. Everybody is numbered up to SpekySquarehead. Welcome newbies and familiar faces.


    Only four days to go till we batten down the hatches. Count yourselves lucky that I'm not a drill sergeant like NinjaSavingCat and make you abide by the rules to the letter. :cool: Only joking.

    Try to stick to them if you can (otherwise there is no point in this challenge) but of course make allowances for special circumstances.

    Apple muncher maybe you could have a separate budget for your mums and DD's food and on days you only spend this money it's an NSD.
    NST September
    NSD 6/20 NDD 7/22 spends £180/500
    Exercise 5/22
    CC Debt £1013 £700
    DFD 12/21 Mortgage 109343 (04/17) 92300 (11/19) 80779 (08/21)
  • WantToBeSEWantToBeSE Forumite
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    Morning All :)

    Apple Muncher- I am meat/dairy/egg free, so if i can be of any help please feel free to ask anything.

    Thrifty- Do we have to post on here all of our planned spends for the month, how much we've allocated to petrol etc?
  • Calling14Calling14 Forumite
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    Thanks Thrifty for the number going to go hardcore Military for the month, as this month has been frightful. Too many social events.

    I really don't want to increase my debt over Christmas so November is Clawback month. Only have 2 events planned, actually got 3 but going to cancel one of them. Do I really need another afternoon tea with all those cakes.?
    Cupboards and freezer full - but no idea what - stock take this weekend.
    LBM 13039 1.1.13 Now £0 Finally Debt Free
    Mortgage free Oct 2019:)
    EFund/savings £18051 11/8/21
  • thriftylassthriftylass Forumite
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    WantToBeSE wrote: »
    Morning All :)

    Apple Muncher- I am meat/dairy/egg free, so if i can be of any help please feel free to ask anything.

    Thrifty- Do we have to post on here all of our planned spends for the month, how much we've allocated to petrol etc?


    No you don't have to but you can post your numbers if you like. Otherwise you just keep track of them yourself. Same with the grocery you don't have to post it I trust you to know what you usually spend and try to get it down but 5/10%.
    NST September
    NSD 6/20 NDD 7/22 spends £180/500
    Exercise 5/22
    CC Debt £1013 £700
    DFD 12/21 Mortgage 109343 (04/17) 92300 (11/19) 80779 (08/21)
  • dolly84dolly84 Forumite
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    Thanks for the new challenge Thrifty. I'm in.

    I will try the hardcore version but might find I'm doing a mix of both. I will post all my budgets for November on the 1st. See you then.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
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