“Just Say NOvember; Batten Down the Hatches 2016”.

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  • FurryBeastOz
    FurryBeastOz Posts: 1,380
    First Post First Anniversary Combo Breaker
    Forumite
    Count me in please. Military style wk 1.

    Wk 2 were on our hols. Yay. And it's already paid for, cash ordered, and anything else will go on DH's credit card (his separate budget) so it should be 7 days spend free - I may allow duty free bargains/Big C purchases if good deals on stopover.

    Must make sure to check sun tan lotion etc. Going to allow one bulk buy as we've already placed our MF order to arrive on 30th Nov but it won't get charged until just before.

    My BIG one is going to be 'Fat Food' - cakes and hot chocolate Waitrose/Costa. Using YNAB for the first month, I'm horrified.

    Good luck everyone.
    Goals - Weight loss 6/26lb at 22nd Jan 18
    Mmmm. 26lb at 1/7/18. Oops:o
  • misstara
    misstara Posts: 3,858
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Forumite
    Count me in please :)
    Debt Dec 2022 - £2972.68. Current debt - £318.48 (89.3% paid). Flat deposit - £10225.10/£15000 (68.2% saved). Emergency fund - £1250.66/£1500 (83.4% saved).
  • WantToBeSE
    WantToBeSE Posts: 7,729
    I've been Money Tipped! Debt-free and Proud!
    Forumite
    My BIG one is going to be 'Fat Food' - cakes and hot chocolate Waitrose/Costa. Using YNAB for the first month, I'm horrified

    I am going to be struggling with this too! Since i moved closer to a train station, i keep popping into the nearest big town and getting a lovely Starbucks...i REALLY need to stop it!
  • Bobarella
    Bobarella Posts: 10,824
    Savvy Shopper! I've been Money Tipped!
    Forumite
    I'm in :j:T
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • I'm in - military
    Debt on 01/01/2015: £10,241.50
    Remaining debt as of 09/05/2017: £3262.87
    :j
  • Toni'sfriend
    Toni'sfriend Posts: 4,006
    First Anniversary First Post
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    Hello Everyone

    First of all I'd like to thank everyone for their kind thoughts and good wishes when I had to abandon my challenges last month. I was really touched by your kindness.

    I would like to join again starting in November. Looks like a toughie so I'll go for civillian for first week and see how I do.
    Have adventures. laugh a lot and always be kind.
  • This is my first challenge (I joined the boards today) so I'm trying my best to decipher the rules...!
    Debt on 01/01/2015: £10,241.50
    Remaining debt as of 09/05/2017: £3262.87
    :j
  • thriftylass
    thriftylass Posts: 3,981
    Name Dropper Photogenic First Post First Anniversary
    Forumite
    This is my first challenge (I joined the boards today) so I'm trying my best to decipher the rules...!

    If you have any questions just ask. This challenge seems tough but we're a helpfull friendly bunch.
    DEBT 09/23: CC 6347 5120, Other 1763 NSDs 0/20 Planned debt free date: Dec 2024
  • Fmess
    Fmess Posts: 2,920
    Photogenic First Post First Anniversary Combo Breaker
    Forumite
    I'm in please, definitely military for week 1 :)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • apple_muncher
    apple_muncher Posts: 14,630
    First Anniversary Mortgage-free Glee! First Post Name Dropper
    Forumite
    Please add me too. I loved kat's challenges and your adaptation is superbe.

    I really do not know whether to go for military or civilian. I return to work on Oct 31st, on a phased return, (after being signed off for the last 6-7 weeks) but still need to keep travelling to and from mum's (4.5 hours on the trains) to help with her and to continue sorting dad's house. When I am away, food is bought daily so as not to impact on mum too much. Maybe I could count that like we do weekly activities? (Not trying to get sneaky NSDs, by the way! )

    Also, dd now has to be milk-free on top of gluten-free so being able to buy her foods is rather random and tends to be done as I see things - can be rather frequent, I'm afraid.

    I'd like to be hardcore but am feeling more feeble at the mo!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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