Getting Barclaycard to offer a balance transfer!

I paid off my Barclaycard recently as the interest free period was about to end. I'd quite like to receive another balance transfer offer so I can shuffle around some credit on other cards. But what is most likely to trigger an offer (I keep checking my account & there are currently none): leaving the Barclaycard with zero balance for a few months or using it for occasional purchases & paying off the balance. Or neither, is it more random?

Em
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Comments

  • QuietOne
    QuietOne Posts: 145 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    I get offers monthly with mine. I have the Barclaycard Platinum and there's always BT offers available for me. Even when I only had £200 of available credit remaining.

    I would contact them and see if they can offer you anything or threaten to close the account.
    Littlewoods £0/£750
    Barclaycard £0/£1,000 @ 0% Nov '18

    Goal: To be debt free by Oct' 31st 2016.

    Now debt free!!!
  • Dobbibill
    Dobbibill Posts: 4,177 Ambassador
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    It depends how much of a rush you are in to get a BT offer.

    If you are ok with your other card for a few months then sit tight. If you could benefit sooner rather than later then give them a quick call.

    BC are known for regular BT offers ;)
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  • Nasqueron
    Nasqueron Posts: 10,467 Forumite
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    I have the platinum BT card and get a postal offer monthly and all the offers are listed online as well. Otherwise worst case, close it, wait 6 months* and apply for a new one

    *This is a guess, I don't know how long you have to wait between closing and opening a new one so best double check

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  • MABLE
    MABLE Posts: 4,222 Forumite
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    I notice with me the existing Barclaycard offers have not been so generous over the last two months. Has anyone else noticed this as well.
  • QuietOne
    QuietOne Posts: 145 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    edited 26 October 2016 at 9:20AM
    My current offers are for BT interest free until Jan 1st 2018 but 2.9% fee. Cash transfer with 2.9% fee and interest free until 1st of Feb 2018. I never get purchase plans though.

    My limit is being increased next month from £1,000 to £2,500
    Littlewoods £0/£750
    Barclaycard £0/£1,000 @ 0% Nov '18

    Goal: To be debt free by Oct' 31st 2016.

    Now debt free!!!
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    MABLE wrote: »
    I notice with me the existing Barclaycard offers have not been so generous over the last two months. Has anyone else noticed this as well.


    Ditto. No money transfer offers, just '6.9% until paid in full 2.9% fee applies' - however given that I'm already on a long term BT deal, no thank you :rotfl:

    Oh well, Christmas is around the corner, maybe there will be some more in Dec/Jan time.
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  • MABLE
    MABLE Posts: 4,222 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Candyapple wrote: »
    Ditto. No money transfer offers, just '6.9% until paid in full 2.9% fee applies' - however given that I'm already on a long term BT deal, no thank you :rotfl:

    Oh well, Christmas is around the corner, maybe there will be some more in Dec/Jan time.

    Same here. On a money to bank offer at moment until August 2017 and was at 0.9 percent fee and interest free etc. I have 4 BC's through migration and 2 are offering offers to bank account but no where as generous as previous offers.
  • Just keep checking your online banking, barclaycard are very good for offers, am currently on 0% till 2018 on balance transfer & Purchases and they are still offering me another offer till 2017 and 6.9% LOB.
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  • book12
    book12 Posts: 2,557 Forumite
    You can continue to use your Barclaycard, and pay in full as the interest period has ended. By continuing using your card, that might trigger BT offers.

    I would have thought the BT cards mentioned on the MSE website would be better than the Barclaycard ones tailored for existing customers (http://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards?&_ga=1.28479544.561365910.1477477141). If you do get Barclaycard BT offers in the near future, compare them with the ones from MSE, and see which one is better for you.
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