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I Want To Be Mortgage Free!

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  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks EC!! x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Great progress...the burning question (which we all know that you know the answer) is when will you get below £60k...
    MFW: Was: £136,000.......Now: £47,736.58......
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks SJ! To be honest it feels like we'll never get there at the moment but i know we will and it will be by the end of the year!!!! Oh and SJ you would have been proud of me because as i coloured in my £63K box i filmed it and sent it to DH! :rotfl:
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I can only imagine the response you got...."weirdo, nerd" etc...

    So by the end of the year you can celebrate the £59's whilst i celebrate the 99's - i may even use a special silver pen...!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    As he's a Yorkshireman I got, 'gi'ore ya daft b*gger!'
    I know! Have you decided what you're going to do yet? We might push the boat out and have a dominos! Lol!
    Oooo a silver pen!!! Look at you with your fancy pens, I'm not sure I could afford one! :rotfl:
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :T Ohhh dominos- yummy! Well deserved getting it under £63k :j
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks KK!

    Had a lovely weekend! Me, DH and the dogs went down to my parents on Friday and I got to look after my 3 gorgeous nephews Friday night while my bro and SIL went out. Saturday we had a BBQ at my parents and all the family came round which was lovely. Yesterday morning we came home with my 14yr old cousin in tow who will be spending the week with us. He's already cost me some money as he needs a new playstation 4 controller but I was able to get it from amazon through prime so not as costly as Game or other normal shops! I do like to spoil him while he's here though as his mum passed away when he was 11 so he's had a rough time, bless him! When I can get him out of bed today we'll go somewhere with the dogs and get coffee and cake before DH goes back to work tomorrow.

    I had some success on Ebay last night, one of my bikes has been bought, paid for and collected already so that's one sorted! The Next purse has been bought and will be posted today. The other bike had been bought and after giving the guy my address for collection and payment, he messaged to say his wife didn't want it so he won't be coming to get it! :mad: It has been relisted so fingers crossed!

    Have a lovely day!
    Jess x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • It's taken me a few weeks but I've just finished reading your diary (I've been working my way through a few on the board simultaneously!) and I might have to steal yours/SJ's colour in the house picture idea each time £1k is knocked off total owed :D

    I'm impressed by your food spendage. I haven't kept track of how much we're spending on food lately but it's definitely crept up over the past couple of years, gonna have to address this pronto! Looking forward to watching you MF journey progress. Georgie :)
    MFiT-T4 #75: £142,480 to £86,700 by Jan 2019
    [STRIKE]Feb16: £142,480[/STRIKE]. [STRIKE]April16: £138,900[/STRIKE]. [STRIKE]July16: £132,242[/STRIKE][STRIKE] Oct16: £129,824[/STRIKE], July17: £115,841
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    It's taken me a few weeks but I've just finished reading your diary (I've been working my way through a few on the board simultaneously!) and I might have to steal yours/SJ's colour in the house picture idea each time £1k is knocked off total owed :D

    I'm impressed by your food spendage. I haven't kept track of how much we're spending on food lately but it's definitely crept up over the past couple of years, gonna have to address this pronto! Looking forward to watching you MF journey progress. Georgie :)

    Hi Georgie :hello: Thank you for reading through my ramblings!! Definitely do a house chart, it's very motivating and also very exciting when you colour in one of those boxes! (that sounds so sad! Lol!). Thanks for saying that although I know there are people alot more disciplined than me on the food spending! It is definitely an area worth looking at if you want to save some money. Do you have a diary? I'll have a nose! :rotfl:
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Jessy103 wrote: »
    Hi Georgie :hello: Thank you for reading through my ramblings!! Definitely do a house chart, it's very motivating and also very exciting when you colour in one of those boxes! (that sounds so sad! Lol!). Thanks for saying that although I know there are people alot more disciplined than me on the food spending! It is definitely an area worth looking at if you want to save some money. Do you have a diary? I'll have a nose! :rotfl:

    I'm already planning the house chart! Thinking of using a picture of our house in the background (faded out a bit) with a grid over it. Some people may think it's sad, but so be it :p

    I don't have a diary. Have been considering it, but wondering whether I'd have the motivation to keep it up. Keeping myself occupied enough on an evening reading through other's diaries at the moment, but maybe once I'm through a few more of those... Will mull it over this week. :)
    MFiT-T4 #75: £142,480 to £86,700 by Jan 2019
    [STRIKE]Feb16: £142,480[/STRIKE]. [STRIKE]April16: £138,900[/STRIKE]. [STRIKE]July16: £132,242[/STRIKE][STRIKE] Oct16: £129,824[/STRIKE], July17: £115,841
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