Went into the back of a BMW, how do I deal with this?

facade

Stator probably wants to go back to The Olden Days, when every single thing in the world (except air quality and medical science) was better.

Then you could just run into the back of someone when they needed a bump start and shove them with your bumper- which was for bumping things with.

When the bumper got too bent you flattened it out against a wall, or took it off and whacked it flat with the hammer.


The Olden Days.....
Sigh.......

stator

I was being serious and it's not got anything to do with the good old days.
Bumpers don't need to be colour matched. If everyone had black or white or grey bumpers that came in the same colour from the factory they wouldn't need matching. The whole point of the bumper is to protect the rest of the car. If you damage someone's bumper you would pay £100 or £200 for a new one to be fitted.
All our insurance premiums would go down and people would stop caring about having paint matched bumpers.

applepicker

KingS6 wrote: »

So you won't admit liability at the scene in writing for him but at the same time you also want to make sure he sorts it out without insurance? I take it you didn't ask him for a to confirm this in writing?

You can't have something both ways.

Either admit liability in writing and get them to sign a disclaimer saying they won't claim on their insurance and the matter is settled in full or do the now sensible thing and go through the insurance policy that you are paying/paid for anyway.

Never mind damage just the other side of the bumper, you could have also kinked the boot floor!

I'd make sure you also attend the repair assessment with the BMW driver OP so you can hear for yourself what the cost is. Not through word of mouth.

Finally, is there any witnesses or cameras covering the accident?

Don't think any witnesses, might have been CCTV not sure.


I figured up to £300 I would do a bank transfer if over let insurance deal with it. Shall I just admit it was my fault?


How and where do I get a disclaimer form for him to sign and say he won't pursue this with his insurance company if I pay him?


I pay 440 with Aviva and have 3 or 4 years no claims, how much is this going to go up?

applepicker

foxy-stoat wrote: »

Just notify your insurers now, you dont seem to know how the law, insurance or repairing cars and injury claims work these days.

I thought small issues were better dealt with outside of insurance companies. Explain?

ohreally

applepicker wrote: »

I thought small issues were better dealt with outside of insurance companies. Explain?

You will have a contractual obligation to provided your insurer with this information.

Hintza

ohreally wrote: »

You will have a contractual obligation to provided your insurer with this information.

Aye right!

KingS6

applepicker wrote: »

Don't think any witnesses, might have been CCTV not sure.


I figured up to £300 I would do a bank transfer if over let insurance deal with it. Shall I just admit it was my fault?


How and where do I get a disclaimer form for him to sign and say he won't pursue this with his insurance company if I pay him?


I pay 440 with Aviva and have 3 or 4 years no claims, how much is this going to go up?

Worth going back to the scene of the accident if possible and clock if there is any cameras. Then approach the owners for footage.

There is no "disclaimer form" that I know of, feel free to correct if I'm wrong. Remember this is below board as this route is going outside insurance. You and the third party will both not be honouring your obligation to inform the insurance companies of the incident.

You will have to make a written agreement from scratch to act as a disclaimer. Include the exact circumstances, for the third party to sign and date. Make sure to get a witness too.

Have you contacted the third party to attend the repair assessment?

neilmcl

KingS6 wrote: »

I think the comment was aimed at the fact the BMW is leased not owned. Not BMW owners in general.

I think those of us who've been here a while know exactly what the post was aimed at

neilmcl

KingS6 wrote: »

Remember this is below board as this route is going outside insurance. You and the third party will both not be honouring your obligation to inform the insurance companies of the incident.

Dealing with the incident privately and not notifying their respective insurers (for information purposes only) are 2 completely different things. The former does not exclude the latter.

consumers_revenge

Thinks back to poor car that bounced off these girders, sorry bumpers, on my first car.


REAL BUMPERS IN DEM DAYS...


Not like the moulded plastic crap now.