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TSB Contactless - question for you

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  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    shortcrust wrote: »
    Well it didn't work so many times for me that I gave up even trying to use my TSB cards for contactless payments.
    Same here. I did make quite a few quid out of them, but they gradually got tighter and tighter and, when it came to rejecting contactless immediately after a PIN transaction, I though they were taking the pee, so I finally gave up.

    I have severe doubts about it being totally random; the people that have most trouble seem to be the people who are taking the fivers without giving anything back.
  • badger09
    badger09 Posts: 11,591 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ballard wrote: »
    There are some conspiracy theories about TSB requiring a PIN so frequently just to avoid paying the 5% but that's nonsense. This month I have had a couple of consecutive PIN requirements for large (contactless-wise) payments but I've also made three contactless (£30, £30 & £16) in a pub without the need of my PIN. I therefore completely believe that it is random. It's annoying but random.

    Much like some of the posters on here :rotfl::rotfl::rotfl:
  • Snakey
    Snakey Posts: 1,174 Forumite
    Sorry to drag the thread off-topic, but I'm getting near to the end of my first month with TSB. You know the £500 minimum pay-in, can anybody tell me please whether this is measured on a calendar month (so I need to pay in for September) or whether it's counted, like Santander's 123 account, from the date you opened it (which would mean I'd be OK because the initial payment on the first day - late August - would count for Month One and I'd have nearly another whole month to make Month Two's)?

    T&C's just say "month".
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have two TSB contactless. Since I learn how to use it, never fail ...
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Snakey wrote: »
    Sorry to drag the thread off-topic, but I'm getting near to the end of my first month with TSB. You know the £500 minimum pay-in, can anybody tell me please whether this is measured on a calendar month (so I need to pay in for September) or whether it's counted, like Santander's 123 account, from the date you opened it (which would mean I'd be OK because the initial payment on the first day - late August - would count for Month One and I'd have nearly another whole month to make Month Two's)?

    T&C's just say "month".

    It is calendar month and not 'monthversary' as Santander do, so you will need to fund the account with £500 from the 1st - 30th September.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • :rotfl::rotfl::rotfl::rotfl::T:j
    adindas wrote: »
    I have two TSB contactless. Since I learn how to use it, never fail ...
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Snakey wrote: »
    Sorry to drag the thread off-topic, but I'm getting near to the end of my first month with TSB. You know the £500 minimum pay-in, can anybody tell me please whether this is measured on a calendar month (so I need to pay in for September) or whether it's counted, like Santander's 123 account, from the date you opened it (which would mean I'd be OK because the initial payment on the first day - late August - would count for Month One and I'd have nearly another whole month to make Month Two's)?

    T&C's just say "month".

    Calendar month. I always pay it first day of the month ....
    If you have two plus ac and always have balance of at least £500 of each account, just set up SO one to each other
  • I've had the TSB account for 7 months have always been paid the £5 and have never used the card always use Apple Pay. Manage it easy to spend the £100

    John
  • john1002 wrote: »
    I've had the TSB account for 7 months have always been paid the £5 and have never used the card always use Apple Pay. Manage it easy to spend the £100

    John

    Do you still get the cash back when using Apple Pay?
  • Vortigern
    Vortigern Posts: 3,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ballard wrote: »
    I therefore completely believe that it is random. It's annoying but random.
    I'm inclined to agree, despite the fact that my only PIN requests have been at Morrisons self-service checkouts. One for a £30 gift card :mad: and one for a £6 purchase.
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