📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Paid off the £31,000! BUT - still scrimping!

Options
1259260262264265277

Comments

  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wishing you a positive, healthy & happy new year xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Happy New Year SSG , let's hope we can meet again in the near future x
    Life is an adventure, never stop exploring.

  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Happy new year for 2021, here’s hoping for a better year.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Thanks everyone- here's to 2021!😀🎇🎆
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Enjoy your bubbles 🥂
    Happy New Year 🥂
    January spends - £587.58
  • Happy New Year SSG 💕🎉 Enjoy the fizz.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Happy New Year SSG, hope it’s an amazing one for you x
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you milann, DIA and brizzle - all the best to you too. 😀

    I sat up and  saw in the New Year last night - drank my bubbly 🍾 and had calls with the family. There were fireworks going off outside but not nearly as many as usual for a New Year's Eve.  Felt rather tired afterwards and went straight to bed - fell asleep almost immediately and didn't wake up till 9am!

    I haven't made any proper life shattering New Year's resolutions as I never keep to them for long.  😁  I've just decided to cut back on sugary, savoury snacks (@Sunshine_girl2 has done really well doing this), make sure I walk daily and also carry out the stretches in my Barbara Currie yoga dvd on a daily basis as well.

    I had a quiet day - did my walk (chilly!) and my stretches, and also the first day of my deep clean month (sort out spice jars, laundry and tidying up). 🧹

    I spoke to two friends on the phone this afternoon that I haven't spoken to for a while - it was nice to catch up with them although one's health has deteriorated sadly, and my other friend has got it into her head that the Government is exaggerating the pandemic by all the restrictions levied at the moment and the U.K will be going the way of North Korea unless we loosen up!🤣🦠

    I've recorded the new TV series 'The Serpent' this evening which looks interesting so will give it a go. 

    MSE Scrimpy Things
    Ordered a Molton Brown hand wash/hand lotion set for a good friend's birthday. It was reduced 30% in their sale plus I got 7.25% cashback by ordering via Topcashback!👍

    And the big event this year will be my retirement!🥳. Getting my pensions organised will be a top priority.  
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not long until retirement now, just noticed you’ve only 4 months to go - happy days 🎉
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks SA - I did say to the boss that I would carry on into the first couple of weeks of May if necessary but certainly no longer!  All going well with the end of Covid restrictions I have plans for the rest of May!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.