Paid off the £31,000! BUT - still scrimping!

milann

We usually have fairy lights all year around and add Christmassy shaped lights from the beginning of December. We have them in the back garden so we see them through the patio doors instead of on the front of the house that we couldn’t see. We renewed the fences over the summer though and the fairy light need to go back up. I’m missing them....

beanielou

milann said:

We usually have fairy lights all year around and add Christmassy shaped lights from the beginning of December. We have them in the back garden so we see them through the patio doors instead of on the front of the house that we couldn’t see. We renewed the fences over the summer though and the fairy light need to go back up. I’m missing them....

Jealous. 

doingitanyway

milann said:

We usually have fairy lights all year around and add Christmassy shaped lights from the beginning of December. We have them in the back garden so we see them through the patio doors instead of on the front of the house that we couldn’t see. We renewed the fences over the summer though and the fairy light need to go back up. I’m missing them....

Also jealous. I will be looking for fairy lights now...

Sun_Addict

@beanielou I’ve got one of those twig Christmas trees and keep it up all year round - something like that would look fabulous in your conservatory 😍

beanielou

Sun_Addict said:

@beanielou I’ve got one of those twig Christmas trees and keep it up all year round - something like that would look fabulous in your conservatory 😍

Wow it would. 😍

Sunshine_girl2

Another here with  a twig tree but mine only comes out at Christmas. 

Thanks for the chat this week SSG . 

doingitanyway

A twig tree...hmm...another good idea. There are these little hand blown bulbs I've seen all irregular and different colours. They were shown on a twig tree but were silly money but now I'm thinking if I get a free branch I can have it in the window all year round catching the light. That's it. I'm granting myself permission

milann

Doing it anyway - that’s a brill idea. 

milann

Hope all is well SSG

Seasidegal58

Loved the twig chat!  Would quite like a twig tree, but alas space is at a premium with the WFH desk taking pride of place in the living room!

Have been awol again from my diary - been quite busy with work - few fires popping up to fight now and again. 

Money wise - my new current account is open with First Direct and everything transferred across. Was a painless procedure apart from the debit card they sent me didn't work with the pin so they had to send me a new card!  Apart from that my comments are: I don't like the online account format as much as Santander's, which I think is more easier in the eye and concise. However it's refreshing to phone a bank and actually get to speak to a human very quickly!

Though Santander closed my Zero credit card without asking me, which they shouldn't have done. After hanging on the phone twice for ages and being cut off each time and the chat room being unable to help, I threw my hands up in despair and applied for a Barclaycard Rewards which will now be my 'foreign' card for when I travel abroad (whenever in the distant future that will be!).  Arrived very quickly and all ok. 

I'm also looking for a new home for my NS&I savings now the interest rate has dropped to virtually nil. However all the other easy access accounts rates are abysmal as well and likely to drop further so I'm really in two minds whether to go to the bother of changing at the moment. 

Have bought a few Xmas pressies and I think will start to wrap. We're cutting down in the family this year apart from the kids as our main presents to one another are usually trips to theatre or away.  We will try and make up for it once things go back to normal. Though as DD and OH are currently having bathrooms refurbished I've bought them new towels and bath mats - also a Lakeland heated clothes horse as it rains a lot where they are at the moment!
I got paid last week - as the final season ticket  payment to the firm was paid last month so I have an extra £346 in my pay packet each month!😀

Bargain of the day - I closed my M&S Premium account recently but they sent me a £15 voucher for the Beauty department. One of my favourite Neom diffusers was was 20% off plus so with the voucher plus new loyalty vouchers of £17 I only ended up paying £1.40 - which was postage. Result!😀
And a thank you to a RL MSE friend - your Xmas card arrived today!  My first this year!😀🎄