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Paid off the £31,000! BUT - still scrimping!

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  • milann
    milann Posts: 11,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’m attempting to work from home - but been having lots of problems with my e-mails. Because we are support staff in a school and don’t have school laptops - we are using our own.....I pick mine up once a month to do my banking usually- it’s quite old and I never send any e-mails and doesn’t have any decent writing programs. So I’m finding it tricky to say the least. It’s a good job dh has been home to help me.....he needs to be put on the school payroll as my technical assistant.
    Your  working day sounds much more organised than mine.... 
    We had Christmas presents to see The Halle playing Elton John next week, a booking at Tom Kerridge's restaurant which have both been cancelled. We also have ticket for Phantom which I’m presuming will also be cancelled. A tad annoying but we are safe and well for now and that’s how we need to stay.....it’s certainly a scary world atm. 
    Take care .

    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 24,138 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The novelty of working from home wears off after a bit when it’s every single day. Trust me I did it with the broken leg for 7 weeks and was climbing the walks by the end of it. You start to miss the interaction with people. Normally I work from home twice a week which is great. Of course we have no choice right now.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • The novelty of working from home wears off after a bit when it’s every single day. Trust me I did it with the broken leg for 7 weeks and was climbing the walks by the end of it. You start to miss the interaction with people. Normally I work from home twice a week which is great. Of course we have no choice right now.
    I agree SA as someone who did it for 15 years. I love going out to work now and would never want to work from home again. DH on the other hand loves it and is clearly less social than I am.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,035 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi there @HairyHandofDartmoor and @milann!

    It's early days yet as to whether I would like to work from home permanently- I certainly don't miss the commute.  If I had more room in the flat for a proper desk and chair and monitors that would be a plus, but I haven't alas!

    However, the firm had a Zoom conference call for all staff yesterday and in a roundabout way the MD intimated that as working remotely had been working well there would be some changes when we all get back - perhaps more people working from home, hot desking and more email based correspondence rather than postal correspondence to clients. Watch this space!
     
    When I take my lunchtime constitutional I walk briskly down near the seafront. It's quite hilly in places so that's an extra bonus health wise. It's a lovely route when the sun is out as it's been this week - the tide has been in and the water glitters. However slightly different story when it's raining or dismal and the tide is out exposing all the estuary mud!😀.  Funnily enough there's hardly anyone about - those who are are walking their dogs or jogging. So plenty of space for social distancing!

    I'm sorry to hear of your IT problems milann. It's so frustrating isn't it?  At least you have your OH as your standby teccie advisor!😀

    it's rotten too about your theatre/concert cancellations.☹️ I've just remembered I've got tickets as well in November for a Pink Floyd tribute band - I do hope everything will be back to some semblance of normality by then for everyone. 

    SCRIMPY WEEK 1 - APRIL (which was Wednesday)

    it's odd but what with this all going on I nearly forgot about payday!  I've sorted out my YNAB categories - emphasis on certain categories have changed. I won't be funding hair, nails clothes, eating and drinking out and have suspended the Ad Hoc Savings category. Extra spends have been at the supermarket, kindle and film downloads and food bank. I've been picking up extra bits for the food bank when I've been shopping, including some Easter Eggs, so I have three carrier bags to take over to the church on Sunday. 

    And the clocks go forward tomorrow night - nearly forgot about that too!🕰

    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hi there @HairyHandofDartmoor and @milann!

    It's early days yet as to whether I would like to work from home permanently- I certainly don't miss the commute.  If I had more room in the flat for a proper desk and chair and monitors that would be a plus, but I haven't alas!

    However, the firm had a Zoom conference call for all staff yesterday and in a roundabout way the MD intimated that as working remotely had been working well there would be some changes when we all get back - perhaps more people working from home, hot desking and more email based correspondence rather than postal correspondence to clients. Watch this space!
     
    When I take my lunchtime constitutional I walk briskly down near the seafront. It's quite hilly in places so that's an extra bonus health wise. It's a lovely route when the sun is out as it's been this week - the tide has been in and the water glitters. However slightly different story when it's raining or dismal and the tide is out exposing all the estuary mud!😀.  Funnily enough there's hardly anyone about - those who are are walking their dogs or jogging. So plenty of space for social distancing!

    I'm sorry to hear of your IT problems milann. It's so frustrating isn't it?  At least you have your OH as your standby teccie advisor!😀

    it's rotten too about your theatre/concert cancellations.☹️ I've just remembered I've got tickets as well in November for a Pink Floyd tribute band - I do hope everything will be back to some semblance of normality by then for everyone. 

    SCRIMPY WEEK 1 - APRIL (which was Wednesday)

    it's odd but what with this all going on I nearly forgot about payday!  I've sorted out my YNAB categories - emphasis on certain categories have changed. I won't be funding hair, nails clothes, eating and drinking out and have suspended the Ad Hoc Savings category. Extra spends have been at the supermarket, kindle and film downloads and food bank. I've been picking up extra bits for the food bank when I've been shopping, including some Easter Eggs, so I have three carrier bags to take over to the church on Sunday. 

    And the clocks go forward tomorrow night - nearly forgot about that too!🕰

    I agree about changes ahead re working from home that lots of firms will rethink this going forward as they realise how much people can actually do from home.

    Thanks so much for the foodbank donations.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,035 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi @beanielou - re food bank -  I think it's the least that people with some disposable income can do. I've made a conscious decision now to double my food bank contribution.

    You're right also about more firms working from home. Our firms rents office space in one of the most expensive commercial areas in Europe, if not the world - if they could lose one floor it would save them a bundle.  I think firms like ours were loathe to try working remotely until now but this virus has proved that we can manage. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am so very humbled at how generous hpeople have been to us in the last week.
    So many donations of different types.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,035 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    The positive coming out of this virus @beanie is how it is bringing out the best in people. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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