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Paid off the £31,000! BUT - still scrimping!

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  • Thanks SA. Cushion is fab!:)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,398 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It sounds as if you’ve had a lovely time at dds.
    Safe journey home.
    January spends - £587.58
  • Thanks milann! You look after that tooth!:)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy new cushion to you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ta beanie!:D
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • I think an 'at home' day after a holiday is essential :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    I agree, everyone needs an ‘at home’ day just to get everything sorted
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Hope alls good SSG...and that you have a good week off over Christmas

    Xx
  • Thank you all!:)

    The train journey back into London went well on Tuesday. However, I decided to get a taxi from Kings X to my London commute station as my suitcase was heavier than usual and I didn't fancy dragging it up and down the various stairwells on the underground. The weather was wet and very cold and the queue at the taxi rank was longer than normal. Once I got in the taxi the journey wasn't too bad until we hit the City then the traffic became absolutely gridlocked. The taxi driver tried various routes but it still took forever. The fare came to £32! The taxi driver was really sorry and said he would only charge me £20 because that's what the fare should be normally. I said it wasn't his fault that nearly every road in Central London seems to have some sort of excavation work going on so we settled on £25!

    Then when I got to my home station it was wet and I didn't fancy dragging the suitcase up the vertical hill so another £4.50 on a taxi home!

    So all in all the Taxi budget took a right bashing this month!:eek:

    I popped out when I got home and picked up some soya milk, bananas and apples from the Co-op, then unpacked, put some washing on and put my feet up! In the evening I felt really tired – probably not used to getting up at the crack of dawn over the past few days– so I went to bed just after 8.30pm!

    Yesterday I went into work to find the usual three hundred and odd emails awaiting me and spent most of the day catching up with things.

    The rest of the presents that I had ordered had arrived so once I have wrapped these up and bought a small box of chocs for my colleague on the desk all presents are finally finished. I also received a £25 M&S voucher and a lovely box of Hotel Chocolat chocs for Christmas from two of our clients. It's so nice that they think of me each year. Re. the chocolates, I don't think there's a lot in the box that is vegan so I'm going to take them over to DSis's at Christmas to be shared out.

    Other spends were £1 for the Salvation Army band playing at the station in the morning and £27 for my evening nail appointment.

    This lunchtime I went to get my weekly lunchtime coffees for me and my friend and one of the really nice girls in Pret let me have them for free! My friend and I have bought some Christmas booze for the staff there as they are so nice and cheery and always so efficient. So £15 each was spent here between the two of us.

    Monies in today was £5 cashback on my Amex card from the vegan restaurant outlay on Sunday. I signed up to the Christmas Small Businesses Cashback event on Amex a few weeks ago and didn't realise the restaurant was taking part. So a nice little surprise.

    Off this evening to have my highlights done so will be late in this evening but will catch up with diaries later.

    Also, a MSE RL friend is not feeling too good at the moment so thinking of her today.:(
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Don't talk to me about taxi fares :eek: London is a nightmare at the moment with all the road and building works going on. Pret is one of my favourite places to go for a coffee plus they do some really nice food.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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