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Paid off the £31,000! BUT - still scrimping!
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Fab idea. I will endeavour to do the sameHairyHandofDartmoor wrote: »I've been feeling frazzled this year so next year I've decided that I'm going to buy and wrap all my presents by 30 November and write all my cards in November too. Then I can actually relax and enjoy December.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I haven't eaten meat for over 30 years and don't eat faux meat. It's the appearance/texture etc of meat I don't like. I got listeria from a beef lasagne when I was pregnant and lost the baby, I stopped eating meat from then onwards. I just have things made from vegetables, pulses and beans.
Enjoy the party
I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Oh how sad SASun_Addict wrote: »I haven't eaten meat for over 30 years and don't eat faux meat. It's the appearance/texture etc of meat I don't like. I got listeria from a beef lasagne when I was pregnant and lost the baby, I stopped eating meat from then onwards. I just have things made from vegetables, pulses and beans.
Enjoy the party
. I don't blame you for not eating it after that. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I eat meat but if I didn’t I wouldn’t want to substitute it with fake meat - I’ll happily eat veg, pulses etc and often do in place of meat. I’m sorry to hear your reasons for not eating meat SA - that’s so sad - I don’t think I’d eat meat in those circumstances either. Don’t think I could go vegan though - that must take some doing - hats off to you SSG.
Hope the party has gone down well and she enjoyed the surprise.
Have a lovely Christmas :rudolf:January spends - £587.580 -
Whilst I am not vegan & have never really looked into it, I quite often substitute mushrooms for meat rather than a fake meat. I always worry about what they use to fake it, especially the taste. I know that there are some "fakes" that my stomach finds it doesn't agree with.0
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You can't go wrong with a big meaty mushroom!Whilst I am not vegan & have never really looked into it, I quite often substitute mushrooms for meat rather than a fake meat. I always worry about what they use to fake it, especially the taste. I know that there are some "fakes" that my stomach finds it doesn't agree with.Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Isn't fake meat usually made of soya or some type of vegetable protein? Quorn is made of some type of fungus which sounds horrible but I do like it. I think they can both be useful in recipes but I often cook tasty meals using just beans or lentils and vegetables.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Just popping in to say Happy Christmas :xmastree: :xmassign: :santa2:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Have a lovely time :xmastree: xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Morning SSG
I hope you had a really lovely Xmas and Santa was good. 0
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