We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Paid off the £31,000! BUT - still scrimping!

1142143145147148277

Comments

  • redofromstart
    redofromstart Posts: 5,930 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Sounds like a lovely day out
  • Sun_Addict
    Sun_Addict Posts: 24,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great to have plans in place for your retirement, 2 years will fly by. I've got 8 years to go, it seems a lifetime away but in reality it won't seem that long. If you can afford to do things and have some treats now and then I think that's fab.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sounds like you had a lovely time time at the matinee followed by dinner. Here’s to being spoilt by grownup offspring:beer:
    January spends - £587.58
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The play sounds fantastic, what a great venue :).

    DD's town sounds really nice; good shops, history and nice countryside, what more could you ask? Except maybe a sea view or river frontage :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    The play sounds great. What a lovely day out.

    It is so important to make the most of living near/in London otherwise it is all the stress without the pleasure.

    Have a lovely B/H weekend
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,137 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Your plans for retirement sound great , you will be up north , hope you can survive the weather:rotfl: I think your DD lives in a lovely place and I think you would be very happy there, out of the London madness.

    Your trip to County Hall was a success . I seem to remember staying in a premier inn at County Hall is it the same place ?

    What plans ha enyou for the rest of the weekend ?
    Life is an adventure, never stop exploring.

  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sounds like a lovely day out


    Thanks redo. It's always good to have a full day out with DSis as we both have busy lives and don't actually see one another as much as we would like.
    Sun_Addict wrote: »
    Great to have plans in place for your retirement, 2 years will fly by. I've got 8 years to go, it seems a lifetime away but in reality it won't seem that long. If you can afford to do things and have some treats now and then I think that's fab.


    Hi SA. It's funny – I've been at this firm for eleven years now and time seems to have zoomed by – feels more like five years. I'm hoping the next two years will do the same!
    milann wrote: »
    Sounds like you had a lovely time time at the matinee followed by dinner. Here’s to being spoilt by grownup offspring:beer:
    Hi milann – I was actually out with my sister – the day was my birthday present from her and her OH. But she's very good at spoiling me! And I do very well from DD too! I'm very, very lucky!:)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    The play sounds fantastic, what a great venue :).

    DD's town sounds really nice; good shops, history and nice countryside, what more could you ask? Except maybe a sea view or river frontage :).

    No sea view I'm afraid, but DD's town does have a couple of rivers running through it Hairy (they sometimes flood though!):eek:
    The play sounds great. What a lovely day out.

    It is so important to make the most of living near/in London otherwise it is all the stress without the pleasure.

    Have a lovely B/H weekend

    Hi DIA – when I retire I aim to have a year living where I am before I'd relocate. This is in part because I enjoy where I live and don't make the most of it because of full time work. The same with London really – a few years I could quite happily go out after work but now I get more tired and I just want to go home! My friends who have retired or have never worked there look forward to hitting London, but it can seem like a chore to me travelling up there because I'm commuting five days a week and like to have a break! When I retire I'm going to make a point of going up there to make the most of the exhibitions, etc.
    Your plans for retirement sound great , you will be up north , hope you can survive the weather:rotfl: I think your DD lives in a lovely place and I think you would be very happy there, out of the London madness.

    Your trip to County Hall was a success . I seem to remember staying in a premier inn at County Hall is it the same place ?

    What plans ha enyou for the rest of the weekend ?

    I'm going to have to wrap up well Sunshine! I don't mind the cold as long as I'm wearing something warm!

    Yes – the Premier Inn where you stayed is the same place. I think they also have a Marriott Hotel there as well – and Seaworld!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I had a very boring Bank Holiday weekend! I caught some sort of gastric bug and just lolled around for three days feeling sorry for myself! Not nice, but I did lose 4lbs when I weighed in! The last two days have been very busy at work – today feels a lot easier.

    END OF SCRIMPY WEEK 2 - MAY

    Budgeted spends have been hair on Tuesday night and nails last night.

    Ad hoc spends since I last posted have been:
    • £19.50 -New umbrella at M&S –I don't normally pay as much as this for a retractable, but I'm fed up with them blowing inside out and breaking. So I've paid a bit more for a man's version. It actually feels like it might last and is a bit bigger so more coverage as well!
    • £31.46 -Paperbacks from Amazon. I've decided to re-read all Donna Leon's Inspector Brunetti mysteries that are set in Venice. The annoying thing is that about four of them are not on Kindle. I thought I had these packed away but I must have de-cluttered rather too well in the past and charity shopped them with the others. So I've splashed out and treated myself to them. I'll be re-reading them again sometime in the future so money well spent!
    • £4.00- taxi on Tuesday from station to home as I was late home from the hairdressers.
    So all in all, £64.16 spent for the week which leaves £35.84 to wing over to the Flat Renovation fund. Not the most scrimpy week, but the books took up nearly half the budget (which was a "want" I know, but I did "need" the umbrella!) I also received my monthly Santander 123 account interest and cashback (£21.02) so this will be transferred across as well.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Glad you’re feeling better - not how you wanted to spend the bank holiday at all :eek:
    January spends - £587.58
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.