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Paid off the £31,000! BUT - still scrimping!

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  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    SCRIMPY WEEK 4 – APRIL

    So - I have £100 Ad Hoc Spends this week – the last week of the month before payday next Thursday.

    I'm out with my girlfriends on Saturday night – it's to celebrate my forthcoming birthday, but not on my actual birthday – it was the only night we could get together for a bit. We're trying out a new local Italian restaurant with a cocktail bar which has had good reviews.

    If the weather is good at the weekend I'll probably go down to the seafront for a drink on the Monday, although it's usually jammed on Easter Monday whatever the weather!

    I'm also getting going on my seasonal clothes/shoes swap at the weekend – I was going to do it last weekend but the chilly weather put me right off! Anything redundant will go to the dress agency or charity shop.

    Nothing spent today Ad Hoc wise – I'm continuing to be good at bringing my lunches in and also using my coffee pods in work. When I bought my lunchtime coffees in Pret for me and my friend the other day, the girl serving me remarked that she doesn't see me much anymore. I said that since the pod machine in work arrived my coffees are costing me c.35p per cup instead of £2.55! She quite understood where I was coming from!

    I did top up on my toiletries though – and I've gone back to using my Clinique oil free foundation. I swapped it for the Boots No 7 version which was cheaper and started out ok, but it didn't last half as long as the Clinique and also ended up feeling a bit chalky. I then swapped to Max Factor's version, but I've given up half-way through with this one as it doesn't last half as long as the Clinique and the coverage isn't as good. I've come to the conclusion that you get what you pay for with foundation – at least me and my skin do anyway!



    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Enjoy your night out with the girls for your birthday.
    Everything sounds good
    Have a lovely Easter
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks milann. Hope you have a good one too!:)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,102 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think you strike a good balance between saving and enjoying yourself. I use Mr S Taste the Difference coffee bags, can highly recommend, the coffee is really good and at £2.65 for 10 bags far cheaper than a takeaway. I've tried loads of foundations and now only use L'Oreal CC cream in green. It makes your skin look amazing, Unfortunately it's often out of stock as everyone else must think the same.

    Enjoy your night out and have a fab Easter xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,104 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Sounds like a busy but enjoyable weekend for you SSG . Have a great night out with your friends , Happy Easter to you.
    Life is an adventure, never stop exploring.

  • doingitanyway
    doingitanyway Posts: 10,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hi SSG, I totally agree with your comments re foundation. I have wasted money buying cheaper when i should have just bought what I needed. I will buying what I need next time!

    Well done with coffee savings :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Good advice on coffee and foundation..I love these boards :rotfl: thanks ladies, have a great weekend xxx
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sun_Addict wrote: »
    I think you strike a good balance between saving and enjoying yourself. I use Mr S Taste the Difference coffee bags, can highly recommend, the coffee is really good and at £2.65 for 10 bags far cheaper than a takeaway. I've tried loads of foundations and now only use L'Oreal CC cream in green. It makes your skin look amazing, Unfortunately it's often out of stock as everyone else must think the same.

    Enjoy your night out and have a fab Easter xx

    That's a good bargain on the coffee SA. I have an old-style cafetière at home and use Taylor's Lazy Sunday ground coffee. It's not the cheapest out there but it's my favourite - after trying others I always came back to it so I stick with it. It's all about finding what you like. :)
    Sounds like a busy but enjoyable weekend for you SSG . Have a great night out with your friends , Happy Easter to you.

    Thanks Sunshine. Enjoy your Scottish break!:)
    Hi SSG, I totally agree with your comments re foundation. I have wasted money buying cheaper when i should have just bought what I needed. I will buying what I need next time!

    Well done with coffee savings :)

    Thanks Doingitanyway. I think I've cracked it now on my make up. I find I splurge a bit on foundation, powder, mascara and cream eye shadow as these are best for me. But I buy Bourjois powder blusher and No 7 powder eyeshadow as these work perfectly well. I go cheaper on lipsticks as well - I chop and change with these but always towards the cheaper end of brands as I haven't found that much difference in colour and wearability between them and the more high end products.

    And my days of buying hoards of make up is well and truly over! This used to cost a bundle in the bad old days of debt! The thing about getting older is finally finding out that you don't have to follow the hype - and tons of make up isn't going to make you look that much younger!:D
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good advice on coffee and foundation..I love these boards :rotfl: thanks ladies, have a great weekend xxx

    I have found out so much that I didn't know through these boards brizzle. It's a wonderful space.:T

    You have a good one as well. Hope you get out for a run or bike ride as the weather is so gorgeous at the moment.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yesterday was a bit of a disaster re diet. To celebrate the Queen's birthday this weekend the firm had a ginormous cake made for the staff. It was gorgeous - carrot cake with butter cream pistachio icing. I'm afraid I, ahem, indulged. :o.

    Also boss brought me in some little custard tarts from his holiday. :o. However when he got back from his 'liquid' lunch he remarked that he didn't think carrot cake qualified as one of my five a day, even with the carrots included! One of my colleagues fired back and said he didn't think that fermented grapes and hops soaked in water qualified either!:T

    Anyway I shall trudge on regardless.....:D

    Spends went rather better though. Yesterday I put £1 in a collection at work. And I winged over £20 to DSis's account for flowers as it would have been my mum and dad's birthdays this week and she will be going over to the cemetery on her way to work. :(

    I've also received £6.23 from Prolific.

    Bliss, bliss, bliss this weekend - four days off work!:j

    The boss let me leave work at 3pm yesterday which was great. I got home, sat down with some coffee, caught up with diaries and then read my book. In the evening I did feel really tired and went to bed at 8.15pm and slept for 11 hours!:eek:

    Today I've zoomed through the housework. This afternoon I'm going over the living room in more detail and getting the ironing done and then sorting out the seasonal clothes.

    Have a good Good Friday everyone!
    X
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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